CREDIT CARD





CLASSIC MASTERCARD

Enjoy financial flexibility with a versatile and rewarding everyday credit card. Take care of your basic needs while enjoying the privileges you deserve. Charge your groceries, gas, utilities, or installment purchases and be rewarded on everyday spend.




GOLD MASTERCARD

Live a life without worries; take advantage of greater purchasing power with higher spending limits. Shop, dine, travel and enjoy more perks and rewards on all your spending.




PLATINUM MASTERCARD

Enjoy life’s luxuries and the freedom to purchase the finest things the world has to offer using your premium card. Use your card anywhere in the world and take advantage of exciting privileges, the exclusive benefits of Dual Currency Billing, and Waived Annual Membership Fees.




WORLD MASTERCARD

Discover a world of exclusive experiences. Turn moments into memories. Gain access to luxury travel benefits and privileges, and extraordinary experiences. Make your life easier with personalized assistance to help you with travel and entertainment arrangements anytime, anywhere. Enjoy the convenience of a separate billing for your local and international purchases.




CARD FEATURES

  • REWARDS PLUS

    Treat yourself and we’ll treat you more!
    For every Php 25 spent using your card earns you one (1) rewards point. Plus, you can earn as much as 5x rewards points when you use your card at select dining and shopping merchants (for Classic, Gold and Platinum), and travel related merchants (for World ). Exchange your rewards points from our wide selection of rewards merchandise.

  • EMV CHIP CARD TECHNOLOGY

    Get the benefits of secure and safe transactions. Your card is equipped with the chip card technology that has improved security standards against fraud.

  • ONLINE PROTECT

    Feel confident when shopping online through our 3D Secure authenticated payment system. It protects you from unauthorized transactions online as it provides added layer of fraud security through a One-Time Password generation.

  • E-STATEMENT FACILITY

    Go paperless with Bank of Commerce E-Statement Facility and receive your monthly billing statement the fastest and most convenient way through your email address. All you need is an active email and you can receive your credit card E-Statement right in your inbox.

  • FREE TRAVEL INSURANCE COVERAGE (for Platinum and World credit card)

    Travel with peace of mind! Charge your travel fare expenses (airline ticket) to your card and get up to Php 2 million (for Platinum )and Php 5 million (for World) insurance coverage.

  • DUAL CURRENCY BILLING (for Platinum and World credit card)

    Enjoy the convenience of separate billing for your local and international purchases. All your local purchases will be billed and paid in Philippine peso (PHP) while international purchases will be billed and paid in US Dollar (USD).

  • BALANCE TRANSFER

    Take advantage of low monthly interest rates when you transfer your other credit card balances to your Bank of Commerce MasterCard.

  • INSTALLMENT PLUS

    Shop at selected establishments and avail of installment offers as low as 0% interest payable in 3, 6, 12, 18 and 24 months.



APPLICATION REQUIREMENTS

  1. Applicant must be between 21 to 65 years old for Principal Cardholder and at least 15 years old for Supplementary.
  2. Filipino resident or local resident foreigner.
  3. Minimum annual income requirement is Php120,000 for Classic MasterCard, Php455,000 for Gold MasterCard and Php1,200,000 for Platinum MasterCard.
  4. Must have an office or business landline and a residence landline or post paid mobile phone.
DOCUMENTS REQUIRED

  1. Completely filled out Bank of Commerce Credit Card application form
  2. Photocopy of one (1) valid ID with photo (for Principal and Supplementary)
  3. List of acceptable IDs:
    • Passport

    • Driver's License

    • Company ID

    • Voter’s ID

    • SSS ID

    • TIN ID

    • Postal ID

    • Philippine Regulation Commission (PRC)

    • Student ID issued and signed by the principal or head of the school for the current school year

    • Other government issued IDs

  4. Proof of Income
  5. EMPLOYED
    Any of the following:
    • Latest Certificate of Employment and Compensation

    • Latest 2316, W2 or ITR

    • 3 months payslip

    SELF-EMPLOYED
    • Copy of Business Papers (MANDATORY)

      1. Single Proprietorship – Certificate of Registration of Business Name issued by DTI

      2. Partnership – Articles of Partnership and Certificate of Registration issued by SEC

      3. Corporation – Latest Articles of Incorporation (AOI), By Laws (BL) and Certificate of Registration issued by SEC, Certificate of filing of AOI and BL, Board Resolution or Sec. Certificate and List of Elected Officers.

    • Latest ITR for the last 2 years duly stamped as received by BIR or authorized bank.

    • Latest Audited Financial Statement (AFS) for the last 2 years duly stamped as received by BIR or authorized bank.

    • Bank Statement for the last 6 months.

    PROFESSIONAL
    • Latest ITR for the last 2 years duly stamped as received by BIR or authorized bank. - (MANDATORY)

    • Latest Audited Financial Statement (AFS) for the last 2 years duly stamped as received by BIR or authorized bank

    • Bank Statement for the last 6 months

  6. Non-Filipino Citizen
    • Original and latest Certificate of Employment and Compensation (COEC) – (MANDATORY)

    • Deed of Assignment for hold-out on deposit - (MANDATORY)

    • Original Comfort Letter - (MANDATORY)

    • Special Investor’s Resident Visa

    • Visa issued by PEZA

    • Certified True Copy of Passport

    • Certified True Copy of Alien Certificate of Registration or Work Permit






MASTERCARD FEES AND CHARGES
FEES/CHARGES
CLASSIC
GOLD
PLATINUM
WORLD
Annual Membership Fee
Principal Card
Php1,200
Php2,500
WAIVED
Php5,000
Supplementary Card
Php600
Php1,250
WAIVED
Php2,500
Finance Charge / Effective Interest Rate per Month
3.25%
3.25%
2.95%(Regular)
2.5%(Priority Access)
2.95%
Finance Charge/Interest Rate Computation
Interest charge is computed based on the average daily balance (ADB) computed from the transaction date for retail transactions, monthly installments, fees, credits/payments and cash advance until the next statement date. Any finance charge due but unpaid will form part of the principal balance and will continue to earn finance charge.
Minimum Amount Due
5% of the Total Outstanding Balance or Php500 whichever is higher (Peso billing); or 3% of the Total Outstanding Balance or USD50 whichever is higher (Dollar billing). The minimum amount due consists of the following: (a) a % of the Total Outstanding Balance inclusive of all fees and charges, (b) past due amount, (c) monthly installment amount and (d) any amount in excess of the credit limit. The minimum amount due is the sum of (a), (b), (c) & (d) or P500/USD50, whichever is higher.
Late Payment Fee
5% of minimum amount due or Php500, whichever is higher.
5% of minimum amount due or
Php500 whichever is higher (Peso billing); or
5% of minimum amount due or
USD10 whichever is higher (Dollar billing].
Cash Advance Fee & Interest
5% of the amount withdrawn or Php300 whichever is higher plus prevailing interest rate which will be computed from the date of transaction until full settlement of the cash advance amount.
5% of the cash advance amount or Php300 whichever is higher (Peso billing); 2% of the cash advance amount or USD2, whichever is higher (Dollar billing) plus prevailing interest rate which will be computed from the date of t ransaction until full settlement of the cash advance amount
Cash Advance Service Charge (Over-the-counter)
Php100
Foreign Currency Conversion Fee
Purchases in foreign currencies will be converted automatically to Philippine Peso at Mastercard’s currency conversion rate plus foreign currency conversion fee of 2.5% (consists of Mastercard’s assessment fee and Bank of Commerce Service Fee)
Purchases in third currencies (non-dollar) will be converted automatically to US dollar at Mastercard’s currency conversion rate plus foreign currency conversion fee of 2.5% (consists of Mastercard’s assessment fee and Bank of Commerce Service Fee)
Charge Slip Retrieval Fee
Php200 for local and Php300 for international purchases
Card Replacement Fee
Php300 for lost card and Php200 for damaged card
Returned Check Fee
Php1,000
Installment Acceleration Fee
Php 1,000
Closed Account Maintenance Fee
Php200
Gaming Service Transaction Fee
3% of the transaction amount



SAMPLE INTEREST RATE COMPUTATION

A. Retail Transaction

Principal amount: 20,000
Payment amount due: 5% of the outstanding balance or P500 whichever is higher
Payment timing: 1 day after statement date
Monthly Effective Interest Rate: 3.25%
Month Retail Purchase Total Payment Interest O/B Principal Total Statement Balance
1 20,000 20,000.00 20,000.00
2 1,000.00 650.00 19,000.00 19,650.00
3 982.50 638.63 18,667.50 19,306.13
4 965.31 627.45 18,340.82 18,968.27
5 948.41 616.47 18,019.85 18,636.32
6 931.82 605.68 17,704.51 18,310.19
7 915.51 595.08 17,394.68 17,989.76
8 899.49 584.67 17,090.27 17,674.94
9 883.75 574.44 16,791.19 17,365.63
10 868.28 564.38 16,497.35 17,061.73
11 853.09 554.51 16,208.64 16,763.15
12 838.16 544.80 15,924.99 16,469.79
Assumptions:
a. Retail purchases made on the statement cycle date
b. No other purchases/cash advance/installment transactions made for 12 months.
c. No other charges/fees incurred during the 12 months period.

B. Cash Advance Transaction
Principal amount: 20,000
Payment amount due: 5% of the outstanding balance or P500 whichever is higher
Payment timing: 1 day after statement date
Monthly Effective Interest Rate: 3.25%
Month Retail Purchase Total Payment Interest Cash Advance Fee O/B Principal Total Statement Balance
1 20,000 500.00 20,000.00 20,500.00
2 1,025.00 658.93 21,158.93 20,133.93
3 1,006.70 647.16 19,127.23 19,774.39
4 988.72 635.61 18,785.67 19,421.28
5 971.06 624.26 18,450.22 19,074.47
6 953.72 613.11 18,120.75 18,733.86
7 936.69 602.16 17,797.16 18,399.32
8 919.97 591.41 17,479.36 18,070.76
9 903.54 580.85 17,167.23 17,748.07
10 887.40 570.47 16,860.67 17,431.14
11 871.56 560.29 16,559.58 17,119.87
12 855.99 550.28 16,263.88 16,814.16
Assumptions:
a. Cash advance made on ther statement cycle date.
b. No other purchases/cash advance/installment transactions made for 12 months.
c. No other charges/fees incurred during the 12 months period.
d. Initial payment is sufficient to pay-off the Cash Advance Fee.

C. Installment Loan
Installment Loan Amount: 3,000
Installment Term: 12 months
Monthly Add-on Rate: 1.45%
Monthly Effective Interest Rate: 2.559%
Monthly Factor Rate: 0.097833
Month Installment Principal Interest Outstanding Balance
3,000.00
1 293.50 216.74 76.76 2,783.26
2 293.50 222.29 71.21 2,560.97
3 293.50 227.98 65.52 2,332.99
4 293.50 233.81 59.69 2,099.19
5 293.50 239.79 53.71 1,859.39
6 293.50 245.93 47.57 1,613.47
7 293.50 252.22 41.28 1,361.25
8 293.50 258.67 34.83 1,102.58
9 293.50 265.29 28.21 837.29
10 293.50 272.08 21.42 565.21
11 293.50 279.04 14.46 286.18
12 293.50 286.18 7.32 0.00

PAYMENT CHANNELS / METHODS

Cardholders may pay in cash, check or by giving instructions to transfer funds from their Bank of Commerce bank account. All payment due must be received and posted on or before the Payment Due Date stated on your Statement.

Check payment should be made payable to “Bank of Commerce.” Payment by check shall be considered made after the prescribed clearing period. Please allow normal banking clearing period for check payments. For check payments to be posted, funds must be cleared and available on or before the Payment Due Date.

Pay your credit card bill via any of the following channels:

Bank of Commerce
    • Over-the-counter payment at any of Bank of Commerce branches nationwide
      • Click here for the complete list of the Bank's branches
    • Auto Debit Arrangement
      • Open an account with Bank of Commerce and enroll in the Auto Debit Arrangement (ADA) facility
    • Bank of Commerce bCommerce (Retail Internet Banking)
      • Enroll your account to pay online
      • Click here to go to bCommerce portal
BDO
    • Over-the-counter payment at any of BDO branches nationwide
    • Automated Teller Machine (ATM)
    • Online Banking
    • Mobile Banking



BANK OF COMMERCE PLATINUM CREDIT CARD TRAVEL INSURANCE COVERAGE

All Principal and Supplementary cardholders up to 70 years old are covered for up to Php 2 million in Travel Accident, Medical Expense, and Inconvenience Benefits every time you charge your entire fare for travel (airline tickets and other means of public transport) to your Bank of Commerce Platinum credit card when you travel abroad.

It provides protection up to a maximum of 15 days for international travel while taking a trip on a common carrier conveyance or scheduled flight, as a fare paying passenger.

TRAVEL INSURANCE COVERAGE:

Benefits Maximum Sum Insured per Person (in PHP)
Travel Accident Insurance
Principal and Supplementary Cardholders 2,000,000
Spouse 2,000,000
Per Child (max. of 2 children) 500,000
Medical Expense Reimbursement (due to injury and illness) 10,000
Loss or Damage to Baggage Php 3,000.00 sub-limit per item 20,000
Baggage Delay Php 1,000.00 per 12 hours, m. of 96 hours, maximum cover up to 8,000
Flight Delay Php 1,000.00 per 12 hours, max. of 96 hours, maximum cover up to 8,000
Flight Cancellation 5,000
Travel Misconnection Php 1,000.00 per 12 hours, max. of 96 hours, maximum cover up to 8,000
24-Hour Emergency Medical and Travel Assistance Hotline Included

DESCRIPTION OF COVERAGE:

Accidental Death & Permanent Dismemberment

Insured is covered while taking a trip during the period of insurance on a common carrier conveyance, a scheduled flight as fare-paying passenger, or “on board ticketing”, up to the Benefit Amount stated in the Policy Schedule.

Travel Insurance shall cover injuries or death occurring during a one way or round trip taken by the insured between point of departure to destination (as shown in insured’s ticket), while riding as a passenger, or boarding or alighting from a licensed air, land, water public conveyance, or while riding as a passenger on a private registered 4-wheeled motorized vehicle or Public conveyance operated for the transportation of passengers or for hire when:

  • Going to the airport for the purpose of boarding a scheduled common carrier aircraft
  • At the airport terminal itself
  • Leaving directly from an airport after alighting from such aircraft until the next destination is reached.
Medical Expense Reimbursement

Insured is covered for expenses incurred for medical attention and treatment while on a Trip, up to the Benefit Amount stated in the Policy Schedule, for Injury or Sickness suffered by the Insured during the Period of Insurance.

Baggage Delay

Pays to the Insured the relevant Benefit Amount as stated in the Policy Schedule for every full 12 consecutive hours that the baggage checked-in with the Common Carrier is not delivered to the Insured.

Loss of / Damage to Checked-in Baggage and Personal Effects

Pays for all direct loss or damage to the Insured’s baggage and personal effects within the baggage, up to the Benefit Amount stated in the Policy Schedule.

Flight Delay

Pays a benefit for each consecutive 12 hours delay due to strikes or industrial action, adverse weather conditions, mechanical breakdown / derangement of the Common Carrier or due to grounding of the Common Carrier as a result of mechanical or structural defect, up to the Benefit Amount stated in the Policy Schedule.

Flight Cancellation

Covers loss of deposits, charges for advance payments for travel or accommodation, or other charges which have not been or will not be used, but which become forfeited / non-refundable or payable, up to the Benefit Amount specified in the Policy Schedule, in the unfortunate event that the trip is cancelled as the direct and necessary result of a covered cause as specified in the policy, occurring up to thirty (30) days prior to the Scheduled Departure Date.

Travel Misconnection

Pays for every full 12 consecutive hours of misconnection (the misconnection being calculated from the actual arrival to the actual departure of the Insured), up to the Benefit Amount stated in the Policy Schedule, wherein the Insured’s confirmed onward travel connection

Overseas is missed at the transfer point due to the late arrival of the Insured’s incoming confirmed connecting scheduled Common Carrier and no onward transportation is available to the Insured within 12 consecutive hours on his actual arrival time.

24-Hour Emergency Medical and Travel Assistance Hotline

Insured has access 24 hours a day during the covered period should travel or medical advice or assistance be required.


GENERAL EXCLUSIONS

The Group Policy does not cover loss, injuries or damage caused by or resulting from or contributed to by the following:

  1. War (whether declared or not), invasion, act of foreign enemies, civil war, revolution, insurrection, civil commotion, popular rising against the government, riot, strike;

  2. Nuclear weapons, radiation or radioactivity from any nuclear fuel or nuclear refuse arising from the combustion of nuclear fuel and any process of self-sustaining nuclear fission/ fusion;

  3. Any illegal, criminal or unlawful act by the Insured or confiscation, detention, destruction by customs or other authorities;

  4. Any prohibition or regulations by any government;

  5. Any breach of government regulation or any failure by the Insured to take reasonable to avoid a claim under this Policy following the warning of any intended strike, riot or civil commotion through or by general mass media.

  6. The Insured engaging in naval, military or air force service or operations or testing of any kind of conveyance or being employed as a manual worker or while engaging in offshore mining or aerial photography or handling of explosive or hitchhiking or backpacking.

  7. Any loss or expenses with respect to Cuba or a Specially Designated List or which if reimbursed or paid by the Company would result in the Company being in breach of trade or economic sanctions or other such similar laws or regulations;

This material is only a general description of coverage and is not a statement of contract policy. All coverage is subject to the exclusions and conditions of the actual insurance policy.

This Travel Insurance is underwritten by Insurance Company of North America (a Chubb Company).


FREQUENTLY ASKED QUESTIONS

  1. How do I make a claim?
    • All claims need to be submitted to Chubb within 30 days of the date of incident giving rise to a claim.
    • Submit your claim by using the Chubb Travel Insurance - Online Claim Form at https://www.chubbtravelinsurance.com.ph/en/claim. Complete ALL relevant sections & questions of the claim form that relate to your claim in full. Missing out details will usually result in Chubb needing to contact you for clarification and delay the assessment of your claim.
    • Ensure that you collate and attach to your claim form ALL the required supporting documents that relate to your claim. Failing to provide the required supporting documentation will usually result in Chubb needing to contact you for clarification and delay the assessment of your claim.

    Chubb will process your claims within 5 to 10 working days following the receipt of all claims requirements.

    For questions about your claim, please contact: +63 2 849 6000 (Mondays – Fridays, 8:30am to 5:30pm) or email travel.ph@chubb.com.

  2. What are the requirements to claim for benefits?
    Basic Claim Requirements are:
    a) Signed and completed Claim Form
    b) Copy of passport
    c) Copy of airline ticket/boarding pass

  3. Accidental Death
    Accident and Sickness Proof of Loss Claim Form is to be used. Documents to enclose (certified true copies)
    • Official police report and other related report (i.e. inter-office accident report, newspaper clippings, etc.)
    • duly registered death certificate
    • autopsy report/medico-legal statement
    • affidavit of witness
    • available photos taken at incident scene
    • proof of relationship of the beneficiary (such as marriage contract, birth certificate, baptismal and passport)
    • birth certificate of Insured Person
    Disability and Dismemberment
    Accident and Sickness Proof of Loss Claim Form is to be used. Documents to enclose (certified true copies)
    • admitting history and operating room record (if any)
    • supplementary medical report
    • indicating physician’s prognosis and time of disability
    • official accident report (i.e. police report, inter-office accident report, newspaper clippings, etc.)
    Medical Expense
    Accident and Sickness Proof of Loss. Claim Form is to be used. Documents to enclose:
    • original copy of medical bills (itemized charge slips and professional fees included) and original official receipts
    • official report pertinent to the accident (i.e. police report, accident report if any)
    • emergency room record / admitting history / discharge summary
    • all medical results pertaining to the accident
    • prescription of medicines
    Loss or Damage of Baggage and Personal Effects
    Travel Claim Form is to be used.
    All losses must be reported to the Police Authority, responsible Hotel Management or responsible officer of any aircraft, vessel/conveyance within 24 hours.
    Documents to enclose:
    • airline ticket
    • boarding pass
    • travel itinerary
    • police report or report issued by responsible Hotel Management or carrier evidencing such losses
    • original purchase bills/receipts of lost/damaged items
    • original repair bills for damaged items
    • if the responsible Hotel Management or carrier has made compensation for the damaged/lost items, please request them to issue a note or letter certifying the amount of money paid to you
    Baggage Delay
    Travel Claim Form is to be used. Arrival point must not be the Insured Person’s country of residence or place of employment.
    Documents to enclose:
    • airline ticket
    • travel itinerary
    • boarding pass showing the actual take-off time & date
    • written confirmation from airline/their agents specifying reason and the no. of hours of baggage delay
    • written acknowledgement on returned baggage
    • all original bills/receipts for the purchase of emergency essential clothing and requisite items/charge slips of credit card used for purchases
    Flight Delay
    Travel Claim Form is to be used.
    Documents to enclose:
    • airline ticket
    • travel itinerary
    • boarding pass showing the actual take-off time & date
    • written confirmation from the airline concerned specifying the Reason(s) and the no. of hours of travel delay
    Flight Cancellation
    Travel Claim Form is to be used.
    Documents to enclose:
    • proof of cancellation notice issued by the relevant parties
    • death certificate and/or medical report
    • proof of relationship between the Insured person and his/her parents, siblings, spouse or child
    • airline ticket
    • travel itinerary
    Travel Misconnection
    Travel Claim Form is to be used.
    Documents to enclose:
    • airline ticket
    • travel itinerary
    • airport or airline irregularity report (stating or confirming the late arrival of incoming flight)
  4. How long does it take to process a claim?
    Chubb will process your claims within 5 to 10 working days following the receipt of all claims requirements.

  5. What is the hierarchy of automatic beneficiaries?

    Benefits payable shall be made to the Insured; or in the event of his death, to the beneficiary designated by the Insured provided such beneficiary is not legally disqualified and survives the Insured; or in the absence of beneficiary designation, to the person or persons then surviving in the following order of preference: (a) legal spouse; (b) children; (c) parents; (d) brothers and sisters; otherwise, to the estate of the Insured.

  6. If I have an existing travel accident coverage from another insurance plan, can I still claim for benefits under this plan?
    Yes you can. Benefits are payable on top of other insurance that you might have.
    For your reimbursement benefits such as flight delay, baggage delay, loss/damage to baggage and medical reimbursement, these shall apply only if you have not claimed for these under any other plan.

  7. If in case the Supplementary Cardholder encounters a loss, can the Supplementary Cardholder file a claim even if the airfare and travel tickets were charged using the Principal Cardholder’s Bank of Commerce (BOC) Credit Card?
    Yes, the Supplementary Cardholder is covered and can file a claim even if the ticket cost is charged to the Principal Cardholder’s Bank of Commerce Credit Card.

  8. If the ticket was purchased by the supplementary cardholder, but the ticket was used by the principal cardholder, would the principal still be covered?
    Yes.

  9. Would the cardholder be sent an insurance policy?
    No, they are insured as a group, Bank of Commerce has the policy.

  10. How long would cardholder be qualified for coverage?

    Coverage begins once the cardholder boards a common carrier as a fare-paying passenger and is on an international trip for a maximum of 15 days.

  11. Would discounted or promo rates for tickets be included in the coverage?
    Yes, as long as the qualified Bank of Commerce credit card was used to purchase them.

  12. Are Bank of Commerce employees who own a Bank of Commerce credit card qualified for the insurance?
    Yes, as long as they use their Bank of Commerce credit card to purchase the airfare.

  13. What are the contact numbers do I call in case I need emergency assistance during my travel abroad?
    In case of emergency, all qualified Bank of Commerce cardholders need to call collect the 24-hour Chubb Assistance: +63 2 864 0865.







New Foreign Currency Conversion Fee

For Classic and Gold MasterCard: Purchases in foreign currencies will be converted automatically
to Philippine Peso at MasterCard's currency conversion rate plus foreign currency conversion fee of 2.5%
(consists of MasterCard's assessment fee and Bank of Commerce’s service fee).

For Platinum MasterCard: Purchases in third currencies (non-dollar) will be converted automatically to US
dollar at MasterCard's currency conversion rate plus foreign currency conversion fee of 2.5% (consists of
MasterCard's assessment fee and Bank of Commerce’s service fee).


Bangko Sentral ng Pilipinas Circular 706: Updating of Personal Information

In compliance with Bangko Sentral ng Pilipinas Circular 706, all principal and supplementary
cardholders are required to regularly update their personal information. To update, please call our
Customer Care Hotline at (02) 632 2265 or email the information to customerservice@bankcom.com.ph
together with a copy of 2 valid IDs within 30 days from receipt of this notice.



Credit Information System Act

Bank of Commerce is mandated to submit your basic credit data (as defined in R.A. 9510 and its IRR), as
well as any regular updates or correction thereof, to the Credit Information Corporation (CIC) for
consolidation and disclosure as may be authorized by the CIC, in compliance with CIC Circular 2015-01
and Republic Act (R.A) No. 9510 or the Credit Information System Act. Consequently, your basic
credit data may thus be shared with other lenders authorized by the CIC, and other reporting agencies
duly accredited by the CIC, for the purpose of establishing a client's creditworthines

For more information, visit http://creditinfo.gov.ph/frequently-asked-questions to view the Frequently
Asked Questions from the CIC website.


July 7,2015

Land Bank MOA Signing

Present during the awarding of the Swipe Your Way to Your SUV grand prize (Toyota Fortuner)
were President & CEO Roberto C. Benares and cardholder-winner Mr.Nicanor L. Uy Jr. and wife

BOC Credit Cards announces the winners of the Swipe Your Way to a New SUV promo.
The promo was launched in order to attract new cardholders and encourage usage from among its loyal cardbase. The raffle was held last April 10, 2017 at the Bank of Commerce Head Office in the presence of BOC Officers and DTI Representative. Winners of the promo were notified via email and phone call. Promo Period was from November 7, 2016 to March 31, 2017.

Grand Prize:
Name of Winner
Toyota Fortuner 4x2 G DSL AT
Nicanor L. Uy Jr.
2nd Prize:
10,000 Mabuhay Miles
Andrea M. So
Rolando Anibal G. Alvarado
Precious P. Bunag
3rd Prize (10 winners):
Petron Value Card worth P5,000
Geraldine M. Alano
Melanie S. Montillo
Mark Anthony C. Sideco
Marlon Rei Mutuc
Digna S. Santos
Marides G. Bautista
John Rudolf M. Bautista
Aldrin D. Linas
Marco A. Dayrit
Joseph A. Granjo

Land Bank MOA Signing

(From left): SVP Anna Marie A. Cruz, Division Head-PDMSD-CCU; and Mr. and Mrs. Nicanor L. Uy, Jr.        

Land Bank MOA Signing

Present during the raffle draw of the Swipe Your Way to Your SUV promo were (from left)
DTI Representative Manuel Abadilla Jr; AM Mafeth M. Molina, Card Usage Promo Officer;
SVP Violeta M. Tirol, Division Head-South Division; and AM, Carina R. Ruego, Business Systems Analyst.




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