Value Check Service Convert your receivables and billings into cash the easy way! Value Check Service is a service where the Bank acts as a collecting agent for your business -- billings/receivables are collected by the Bank from your company's clients. Take advantage of Bank of Commerce's branch network for added benefits to your customers. Individual branch collections and data are consolidated in one diskette for automatic update to their Billing or Accounts Receivables System. Enjoy a system that provides a dual benefit of improving your cash position and enhancing your customer service.
Automated Payroll Facility
Simplify payroll processing of your firm with a computerized system for processing the pay checks of your employees. Streamline the tedious task of manual payroll procedures. Thus, staff resources can be concentrated on other pressing matters. All you need to do is to submit a diskette containing payroll data at least three (3) banking days prior to expected payroll date. For clients without existing automated payroll system, the Bank will provide a FREE Data Entry program diskette. The facility takes care of the rest. The system also accommodates bonus payments and Cash Dividend distribution. This is truly a facility that adds value to your operations.
Collection System
Convert your receivables and billings into cash the easy way with a service where the Bank acts as a collecting agent for your business-- Billings/receivables are collected by the Bank from your company's clients. Take advantage of Bank of Commerce's branch network for added benefits to your customers. Individual branch collections and data are consolidated in one diskette for automatic update to their Billing or Accounts Receivables System, a system that provides a dual benefit of improving your cash position and enhancing your customer service.
You.Assured One
You’re now more confident. With You. Assured, a special savings account that offers market-based interest rate, Bancommerce helps you fulfill your long-term plans and goals with immediate investments. Choose terms that’s right for you through the one year and two year term placements.
Treasury Products
Treasury bills
These are government securities which mature in less than a year. There are three tenors of Treasury Bills: 91-day, 182-day, and 364-day bills. The number of days are based on the universal practice of ensuring that the bills mature on a business day. Treasury Bills are quoted either by their yield rate, which is the discount, or by their price based on 100 points per unit.
Minimum lot size of Php 100,000
Retail Treasury Bonds
These are a hybrid of the FXTNs whose coupon are paid on a quarterly basis. At present, the terms available are: 3-year and 5-year.
Fixed Rate Treasury Notes / Treasury Bonds
These are government securities which mature beyond one year, that provide a steady stream of cash flows to the investor called coupon payments. At present, the following are the maturities of bonds: 2-year, 5-year, 7-year, 10-year, 20-year and 25-year bonds. These are sold at its face value on origination. The yield is represented by the coupons, expressed as a percentage of the face value on per annum basis, payable semi-annually.
Unit Investment Trust Fund (UITF)
Avail of the benefits of a trust investment even with limited means. Your funds will be consolidated with other investors' resources. The size of the pooled assets enables the fund to generate premium and volume discounts in the financial markets. This translates into higher returns for each and every investor.
Convert your receivables and billings into cash the easy way! Value Check Service is a service where the Bank acts as a collecting agent for your business -- billings/receivables are collected by the Bank from your company's clients. Take advantage of Bank of Commerce's branch network for added benefits to your customers. Individual branch collections and data are consolidated in one diskette for automatic update to their Billing or Accounts Receivables System. Enjoy a system that provides a dual benefit of improving your cash position and enhancing your customer service. 
You.Assured One
