Welcome to Bank of Commerce

Your Time Deposit

Investing for your future has never been so easy and light! Your Time Deposit introduces a service that allows you to make a smart investment for a brighter, more secured future.

Features:

Low minimum initial deposit requirement of Php 1,000
Higher interest income potential than regular savings products
Free accident insurance up to Php 2,000,000 upon account opening
Insurance coverage depending on the term and amount of the placement as follows:
Term of Placement Amount of Insurance Coverage 30 days 3x amount of placement 60 days 6x amount of placement 90 days 12x amount of placement

Your Five-Year Peso Fixed Monthly Time Deposit

Just when you thought a time deposit couldn’t get any better, Bancommerce now offers a fixed monthly time deposit! With its five-year fixed rate, paid monthly interest earnings, plus more privileges, there’s nothing left to do but simply apply and let your account do the work for you.

Features:

Five-year placement
Minimum initial deposit of Php 50,000
Interest earnings are paid out monthly
Fixed rate throughout the five-year term
Tax exempted earning if the deposit is maintained throughout the five years
Cash management flexibility through the stand-by credit facility and Value VISA credit card

Your Five-Year Peso Fixed Compounded Time Deposit

There are more choices with your time deposit. Your Five-Year Peso Fixed Compounded Time Deposit) combines the features of the Fixed Monthly Time Deposit with its very own to offer you more and serve you better. With just a minimum initial deposit of Php 50,000 you can now bank on a more stable life ahead.

Features:

Five-year placement
Minimum initial deposit of Php 50,000
Tax exempted earning if the deposit is maintained throughout the five years
Cash management flexibility through the stand-by credit facility and Value VISA credit card

Your One Year Time Deposit

For a no-frills time deposit account, go for Your One Year Time Deposit, a simple account with great possibilities.

One-year placement
Minimum initial deposit of Php 50,000
Fixed interest rate

Your Two Year Time Deposit

For a more flexible time deposit account, Your Two Year Time Deposit has a two-year term placement with a minimal initial deposit to help you get started.

Two-year placement
Minimum initial deposit of Php 50,000
Fixed interest rate

Your USD Time Deposit Account and Your Euro Time Deposit Account

Now saving up just got easier! Avail of the foreign currency time deposit account of Bancommerce and get the best term ever. You now have the option of saving in dollars or euro.

30 days minimum term
Comes with a Certificate of Time Deposit