PERSONAL BANKING

S A V I N G S


Savings Account Plus
This savings account has all the conveniences that an ATM card and a passbook have to offer.

Features:
  • Minimum initial deposit: PHP 10,000
  • Minimum maintaining ADB: PHP 10,000
  • Minimum ADB to earn interest: PHP 50,000
  • Interest crediting: monthly
  • With Passbook and ATM option for individual accounts
  • With over-the-counter transactions at any Bank of Commerce branch
  • With account access via bCommerce Internet Banking


Savings Account Passbook
This savings account comes with a passbook, ideal for those who track their daily transactions and need their account history on hand. You can also earn monthly interest, plus it allows you to transact over-the-counter in all Bank of Commerce branches nationwide!

Features:
  • Required initial deposit: PHP5,000 (for individual) PHP 5,000 (for corporate)
  • Minimum maintaining ADB: PHP5,000 (for individual) PHP 5,000 (for corporate)
  • Minimum ADB to earn interest: PHP10,000 (for individual) PHP 10,000 (for corporate)
  • Interest crediting: monthly
  • With fixed interest rate
  • With Passbook
  • With over-the-counter transactions at any Bank of Commerce branch
  • With account access via bCommerce Internet Banking


Savings Account ATM
This Savings Account earns monthly interest and can be conveniently accessed 24/7 via Bank of Commerce, BancNet ATMs – with over 13,000 ATMs to choose from. You can also enjoy cashless and online shopping in over 5,000 BancNet affiliated merchants nationwide!

Features:
  • Required initial deposit: PHP 500
  • Minimum maintaining ADB: PHP 500
  • Minimum ADB to earn interest: PHP 5,000
  • Interest crediting: monthly
  • With fixed interest rate
  • With ATM card
  • Account is for individuals only
  • With over-the-counter transactions at any Bank of Commerce branch
  • With account access via bCommerce Internet Banking


SIKAP PINOY OFW ACCOUNT
Inihahandog para sa mga Pinoy overseas workers at sa kanilang mga pamilya ang Sikap Pinoy OFW Account. Ito ang kabalikat ng bawat Pilipino tungo sa pagasenso at pagunlad ng kanilang buhay at ng kanilang minamahal.

Features:
  • Required initial deposit: None
  • Minimum maintaining ADB: None
  • Minimum ADB to earn interest: PHP 5,000
  • Interest crediting: monthly
  • With fixed interest rate
  • With Sikap Pinoy customized ATM card
  • Account is for OFWs and their beneficiaries
  • Account is available at PDOS centers
  • With account access via bCommerce Internet Banking
  • With access at any BancNet ATMs
  • With access to online payment and cashless shopping at over 1,000 establishments


Dollar or Euro Savings Account
This Savings Account in US Dollar or Euro currency lets you earn interest that’s credited on a quarterly basis, while enjoying the convenience of transacting in all Bank of Commerce branches nationwide!

Features:
  • Required initial deposit: USD 200 or EUR 500
  • Minimum maintaining ADB: USD 200 or EUR 500
  • Minimum ADB to earn interest: USD 200 or EUR 500
  • Interest crediting: quarterly
  • With fixed interest rate
  • With Passbook
  • With over-the-counter transactions at any Bank of Commerce branch
  • Withdrawals via telegraphic/ fund transfers or notes (in USD)


Junior Smart Savers
The Bank of Commerce Junior Smart Savers Savings Account (JSSSA) is a savings account designed to give children an early start in banking. Saving is truly a rewarding experience with JSSSA -accountholders enjoy exclusive promos and discounts from our merchant partners.

Features:
  • Required initial deposit: PHP200.00
  • Minimum maintaining ADB: PHP200.00
  • Minimum ADB to earn interest: PHP10,000.00
  • Interest crediting: monthly
  • With Fixed Interest rate
  • With Passbook
  • With over-the-counter transactions at any Bank of Commerce branch

C U R R E N T


Checking Account
Aside from the standard checkbook, this Current Account also offers all the conveniences of ATM access through Bank of Commerce, BancNet ATM network, internet banking, cashless shopping and automatic fund transfers – plus your monthly statement of account is delivered right at your doorstep.

Features:
  • Required initial deposit: PHP 5,000 (for individual) / PHP 10,000 (for corporate)
  • Minimum maintaining ADB: PHP 5,000 (for individual) / PHP 10,000 (for corporate)
  • With Checkbook, an ATM option for individual accounts, and monthly statement of account
  • With over-the-counter transactions at any Bank of Commerce branch
  • With account access via bCommerce Internet Banking

Complete Checking Account
This complete Current Account earns interest and has everything else you need. Aside from the standard checkbook, you can also access your account 24/7 with your ATM card and manage your transactions with your passbook or internet banking access.

Features:
  • Required initial deposit: PHP 25,000 (for individual) / PHP 50,000 (for corporate)
  • Minimum maintaining ADB: PHP 25,000 (for individual) / PHP 50,000 (for corporate)
  • Minimum ADB to earn interest: PHP 50,000 (for individual) / PHP 100,000 (for corporate)
  • Interest crediting: monthly
  • With fixed interest rate
  • With Checkbook, Passbook, an ATM option for individual accounts, and monthly statement of account
  • With over-the-counter transactions at any Bank of Commerce branch
  • With account access via bCommerce Internet Banking





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Member: PDIC. Maximum Deposit Insurance
for Each Depositor P500,000.