PERSONAL BANKING

H O M E   L O A N

Loan Purpose

• Purchase of house and lot, townhouse, or condominium unit
• Construction of house on a lot already owned by the borrower
• Major repair, improvement or expansion of an existing house
• Refinancing / take out of existing housing loan

Loanable Amount

• Minimum of PHP 500,000

Term

• From ten years to twenty years

APPLICATION REQUIREMENTS

General

• Home Loan Application Form
• 2 x 2 Photos (both spouses / co-obligor)
• Photocopy of valid ID
  • List of acceptable ID: Driver's License, Passport, SSS ID, Company ID (if Top 5,000 Corporation), Postal ID, PRC ID
• Photocopy of deposit passbooks or bank statements (3 months)
• Marriage contract (if applicable)

Employed

• Copy of Income Tax Return (ITR) with BIR or bank stamp (latest 3 years)
• Certificate of Employment stating applicant's position, income, and length of stay in the company (original copy only)
• Copy of payslip (last 3 months)
• Proof of other sources of income, if any
• Proof of billing address and Original copy of Latest Contract of Employment (OFW/Seafarer)

Self-Employed

• Copy of business registration papers with DTI (if single proprietorship) or SEC (if partnership or corporation)
• Copy of Audited Financial Statement for the last 2 years
• Copy of Income Tax Return (ITR) with BIR or bank stamp (latest 3 years)
• Company / business profile
• List of major suppliers / customers

Apply Now!

Contact the Housing Loan Department at (02) 982-6000 local 6443.

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A U T O   L O A N

Loan Purpose

• Purchase of new car

Loanable Amount

• Minimum of PHP 100,000

Term

• From 12 to 60 months

APPLICATION REQUIREMENTS

General

• Auto Loan Application Form
• Photocopy of valid ID (individual if employed and self-employed / authorized signatories if corporation and partnership)
  • List of acceptable ID: Driver's License, Passport, SSS ID, Company ID (if Top 5,000 Corporation), Postal ID, PRC ID
• Photocopy of deposit passbooks or bank statements (6 months)
• Billing statements (cellphone, utilities, etc.) (latest 1 month)
• Vehicle quotation from the dealer (if available)

Employed

• Copy of Income Tax Return (ITR) with BIR or bank stamp (latest 1 year)
• Certificate of Employment stating applicant's position, income, and length of stay in the company (original copy only)

Self-Employed

• Copy of business registration papers with DTI (if single proprietorship) or SEC (if partnership or corporation)
• Copy of Audited Financial Statements (latest 1 year)
• Copy of Income Tax Return (ITR) with BIR or bank stamp (latest 1 year)

Corporation / Partnership

• Copy of business registration papers with DTI (if single proprietorship) or SEC (if partnership or corporation)
• Copy of Audited Financial Statement (latest 1 year)
• Copy of Income Tax Return (ITR) with BIR or bank stamp (latest 1 year)
• Secretary's Certification / Board Resolution

Apply Now!

Contact the Auto Loan Department at (02) 982-6000 local 6442.

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C R E D I T   C A R D S

Visa Classic
Open a world of possibilities with a credit card that is widely accepted wherever the Visa logo is displayed. Dine, shop, and travel without having to carry large sums of cash. Use your card all over the world and pay the bill either in Pesos or in US Dollars.

Visa Gold
Here is a card guaranteed to broaden your shopping perspective. Expand your spending horizon with a credit card that gives you the privileges that an International Card offers. Plus, enjoy higher than average spending limits and flexibility to pay your bills either in Pesos or US Dollars

Card Features

• Global acceptance in over 30 million establishments in 220 countries wherever the VISA symbol is displayed
• Separate credit limit in Pesos and Dollars for your local and foreign transactions.
• Accumulate rewards point for every P50 purchase and redeem from a wide selection of premium items with the Advantage Plus Reward Program.
• Get new appliances, gadgets or other high ticket items and pay for it on affordable terms of 3 to 24 months using the E-Pay Installment Plan.
• Extend the benefits to your loved ones by applying for up to 4 supplementary cards.
• Avail of emergency funds up to 30% of your credit limit with the Cash Advance facility through any of the 5,000 MegaLink or BancNet ATM nationwide or over 835,000 Visa Plus networks worldwide.
• Option to pay 5% or Php500/USD50 whichever is higher, of the total amount payable and rollover the remaining balance for next month's billing at low interest.

Qualification

• Applicant must be between 21 to 65 years old for a Principal cardholder and at least 18 years old for a Supplementary cardholder.
• Minimum annual income of P120,000 for Classic Visa and P480,000 for Gold Visa.
• Applicant must have an active mobile and landline number at the office or place of residence
• Must have a Philippine residence and business address
• Must be a regular employee at the time the application is submitted or if self employed, business should have been in operation for at least 2 years.

APPLICATION REQUIREMENTS

General

• Credit Card Application Form
• Photocopy of valid ID
  • List of acceptable ID: Driver's License, Passport, SSS ID, Company ID (if Top 5,000 Corporation), Postal ID, PRC ID, company ID, Voter's ID, TIN, NBI Clearance, GSIS E-card, and all other ID issued by the Philippine Government and all its instrumentalities
• Billing statements (cell phone, utilities, etc.) for the past two (2) months
• Copy of last two (2) month's credit card billing (must be a principal cardholder of good standing in the last 12 months)

Employed

• Copy of the latest Income Tax Return (BIR Form 2316) with BIR or bank stamp,
• Any of the following:
  • Certificate of Employment stating applicant's position, income, and length of stay in the company (original copy only)
  • Latest pay slip within the last two (2) months
  • Letter of Appointment

Self-Employed

• Latest Income Tax Return (BIR Form 1700) or Certificate of Payment / Tax Withheld (BIR Form 2316)
• Copy of business registration papers with DTI (if single proprietorship) or SEC (if partnership or corporation)
• Audited Financial Statement for the last 2 years
• Certified True Copy of Articles of Incorporation and By Laws

If not a Filipino Citizen

• Photocopy of Passport or Valid Visa
• Photocopy of Alien Certificate of Registration (ACR)
• Deed of Assignment for Deposit Hold Out (Hold out should be 150% of desired credit limit)
• Proof of Government permission to engage in business / employment with at least one year validity

Apply Now!

Fill-up the Credit Card Application Form (see link on this page) and fax to our Credit Card Customer Service Unit at (02) 570-7667.

Call (02) 982-6000 local 6549 for more details.

Credit Card Application Form
Balance Transfer Form
Rewards Redemption Form