Priority Access Product Features Security The embedded EMV (Europay, Mastercard and Visa) Chip provides global standard debit and credit card security controls, making it more secure than the traditional magnetic stripe cards. Higher Withdrawal Limit We give you an increased withdrawal limit of up to P50,000* per day. Lower Interest Rates Swipe more and enjoy as low as 2.5% monthly interest. Exclusive Discounts and Privileges Reward yourself with specially designed discount and privileges with our partner merchants. * subject to available balance and transaction fee FAQs What is PRIORITY ACCESS? Bank of Commerce Priority Access Program is an exclusive membership program for a discerning few. Inclusion to the Program entitles the client to full access to privileged services, personalized banking and exclusive benefits that suit their lifestyle. How am I going to maintain my membership to PRIORITY ACCESS? As a Priority Access client, you must maintain at all times a minimum required Current & Savings Deposit Average Daily Balance (ADB) of P500,000.00 or P10MM total business relationship (TBR) with the Bank. What are the benefits of a PRIORITY ACCESS client? Priority Access clients are entitled to premium offerings and personal conveniences such as: ✓ A dedicated Relationship Manager (RM) who will take care of your banking needs ✓ Full access to Branch officers at any Bank of Commerce branch ✓ Automatic issuance of a special Priority Access-labeled Card* ✓ Enjoy a higher withdrawal limit with your Priority Access Platinum Debit Card ✓ For your Priority Access Platinum Credit Card, you are entitled to the following: Free Annual Membership Fee Minimum of P500,000.00 credit limit 50% Cash Advance Limit Low Monthly Interest Rate of 2.5% ✓ Exclusive deals and promotional offers from our partner establishments Can I use my PRIORITY ACCESS privileges at other Bank of Commerce branches? Yes, simply present your Priority Access Platinum Debit or Credit Card to any Bank of Commerce branch personnel or you may proceed directly to the designated Priority Access counters. As a Priority Access Client, you will have full access to Branch Officers at any Bank of Commerce branch, who will personally handle all your financial transactions. What will happen if I fall below the required ADB or TBR balance? You will be notified by your dedicated RM who will advise you on the best course of action. Can I opt out of the Program? We hope you reconsider before deciding to opt out of the program. The Priority Access program is one of the Bank’s ways of recognizing you as a valued client and of keeping our commitment to serving you on a higher level. However, should you feel you are no longer in need of the Program, then we can assist you in other ways. Can someone else use my Priority Access Platinum Cards? The Priority Access Platinum Card is non-transferrable and only the member is entitled to the perks and privileges. How do I avail of the discounts and deals? Just present your Bank of Commerce Priority Access Platinum Card and a government issued ID at partner merchants to avail of the discounts and deals. *Can be Platinum Debit Card or Platinum Credit Card, subject to the Bank’s parameters.