“Accelerate Your Savings Promo” Terms and Conditions The Bank of Commerce (BankCom) “Accelerate Your Savings” E-Raffle Promo will run from April 15, 2024 until March 31, 2025. The “Accelerate Your Savings” E-Raffle Promo is an exclusive offer to all individual and sole proprietor BankCom depositors with any of the following Peso Deposit account types: Savings Account Checking Account Payroll Account Notes: Please see Annex A for the list of qualified account types and promo exclusion conditions. Corporate clients or accounts and settlement accounts are not included in the promo. To qualify for the E-Raffle Promo, the individual and sole proprietor BankCom depositor should be able to meet the following requirements during the promo period: Must be the primary account holder of a qualified Peso deposit CASA account Must have an active Peso deposit CASA account/s Must have increased their total Peso deposit average daily balance (ADB) by at least P100,000 The Total Peso CASA ADB during the promo period must not have decreased by 20% prior to the e-raffle draw date “Accelerate Your Savings” E-Raffle Promo Prizes and E-Raffle Draw Dates: Raffle Draw Date ADB Cut-Off Dates Raffle Prizes First E-Raffle Draw August 13, 2024 July 31, 2024 5 Winners Apple Watch SE Sport Band Second E-Raffle Draw December 12, 2024 November 30, 2024 5 Winners Apple Watch SE Sport Band Grand E-Raffle Draw April 11, 2025 March 31, 2025 1 Winner BMW 318i Business Sedan 1 Winner P500K 1 Winner BMW G310 GS Note: The applicable taxes, motor vehicle registration charges and motor vehicle insurance premiums of the Grand Raffle Draw prizes shall be shouldered by the e-raffle draw winners. In the event that the prizes indicated above are unavailable or out of stock on the raffle draw date, a similar item/vehicle of the same brand and price will be awarded to the winner. Qualified BankCom individual and sole proprietor depositors shall be given e-raffle tickets based on their total Peso CASA deposit ADB during the promo period. The total Peso CASA deposit ADB shall be computed on the indicated ADB Cut-Off dates above. The raffle ticket distribution shall be as follows: ADB DPP – ADB During Promo Period ADB PPP – ADB Prior to Promo Period Total Peso CASA Deposit ADB DPP P100,000 to less than P500,000 P500,000 to less than P1,000,000 P1,000,000 and up No. of E-Raffle Tickets 1 e- raffle ticket for every P100,000 and increments thereof. 2 e-raffle tickets for every P100,000 and increments thereof. 3 e-raffle tickets for every P100,000 and increments thereof. For new BankCom depositors (those who opened peso deposit accounts during the promo period), the Total Peso CASA Deposit ADB DPP is computed as the sum of the daily end-of-day balances of all the qualified Peso deposit CASA accounts of the qualified BankCom depositor divided by the number of calendar days from the start of the promo period until the cut-off date. Total Peso Deposit ADB DPP = Day 1 ending balance + …… + Day X ending balance / Number of calendar days from Day 1 to Day X Note: Day 1 shall be the promo start date and Day X shall be the raffle draw cut-off date For existing BankCom depositors (those who have peso deposit accounts prior to the promo period), the basis for the Total Peso CASA Deposit ADB DPP shall be the incremental or accumulated CASA ADB increase during the promo period. The incremental/accumulated CASA ADB increase shall be computed as: Total Peso CASA Deposit ADB DPP less Total YTD Peso CASA Deposit ADB PPP The Total YTD Peso CASA Deposit ADB PPP is computed as: Total YTD Peso CASA Deposit ADB PPP = Day 1 ending balance + …… + Day X ending balance / Number of calendar days from Day 1 to Day X Note: Day 1 shall be the 1 year before the promo start date (April 15, 2023) and Day X shall 1 day before the promo start date (April 14, 2024) Sample E-Raffle Ticket Computation: Scenario 1 for Existing BankCom Depositor 1 Total YTD Peso CASA Deposit ADB PPP Total Peso CASA Deposit ADB DPP Incremental/Accumulated ADB Increase E-Raffle tickets to be received PHP 100,000.00 PHP 400,000.00 PHP 300,000.00 3 Scenario 2 for Existing BankCom Depositor 2 Total YTD Peso CASA Deposit ADB PPP Total Peso CASA Deposit ADB DPP Incremental/Accumulated ADB Increase E-Raffle tickets to be received PHP 100,000.00 PHP 700,000.00 PHP 600,000.00 12 Scenario 3 for Existing BankCom Depositor 3 Total YTD Peso CASA Deposit ADB PPP Total Peso CASA Deposit ADB DPP Incremental/Accumulated ADB Increase E-Raffle tickets to be received PHP 800,000.00 PHP 1,500,000.00 PHP 700,000.00 21 Scenario for New BankCom Depositor 1 Total Peso Deposit ADB DPP E-Raffle tickets to be received PHP 500,000.00 5 Scenario for New BankCom Depositor 2 Total Peso Deposit ADB DPP E-Raffle tickets to be received PHP 1,500,000.00 45 Bonus E-Raffle Ticket: All qualified depositors shall earn one (1) e-raffle ticket on their birthday. This e-raffle ticket will be awarded during the nearest e-raffle draw date and will only be applicable during the said e-raffle draw date. The bonus e-raffle ticket will no longer be awarded on the succeeding e-raffle draw dates. Sample Bonus E-Raffle Ticket Scenario for Qualified BankCom Depositor: E-Raffle Draw Date Birthday Bonus Raffle Ticket 1st E-Raffle Draw August 13, 2024 June 1, 2024 Yes 2nd E-Raffle Draw December 12, 2024 No Grand E-Raffle Draw April 11, 2025 No 8. The e-raffle draw shall be witnessed by a DTI Representative and BankCom employees during the e-raffle draw date. 9. E-Raffle winners will be notified via registered mail, email and SMS notifications, including a call from their branch of account, with instructions on how to claim the prize. Raffle winners shall authorize BankCom to disclose and publish their names and photos for promotional purposes as deemed appropriate by BankCom. 10. To claim a e-raffle prize, the winner must proceed to the designated BankCom branch/office and present a valid ID with a picture, and fully sign a quitclaim and waiver. 11. A qualified Bankcom depositor may only win once during a e-raffle draw date. If a name is drawn more than once, he/she will get a prize of higher value. Winners of the 1st e-raffle draw shall no longer be eligible for the 2nd e-raffle draw but they will be eligible for the grand raffle draw. 12. E-raffle Prizes are non-convertible to cash and non-transferrable. 13. If the prize is not claimed within sixty (60) calendar days from receipt of notification, it will be forfeited in favor of BankCom with prior approval from DTI. 14. The depositors shall hold Bank of Commerce and its directors, officers, employees, agents, representatives and successor-in-interest free and harmless and shall indemnify Bank of Commerce and its directors, officers, employees, agents, representatives and successor-in-interest from all liabilities, claims, damages, losses, suits or causes of action and other expenses arising out of or in connection with the participation in the promo. 15. All BankCom employees including their relatives up to second degree of consanguinity or affinity are disqualified from joining the promo. 16. This promo is not held in conjunction with other on-going promos of BankCom. 17. All questions or disputes concerning the promo shall be resolved by BankCom with the concurrence of DTI and any decision shall be binding and conclusive on the qualified BankCom depositors. 18. Terms and conditions governing the issuance and use of the Deposit Accounts shall apply. Annex A List of qualified Peso CASA deposit account types: Savings Account w/ ATM (Debit Card) Savings Account w/ Passbook Savings Account Plus Checking Account Complete Checking Account Sole Proprietor Complete Checking Account with Corporate Access Number (CAN) ElitePlus Checking Account Payroll Savings Account SMC Payroll Savings Account SMC Payroll Checking Account Executive Payroll Account Treasurer-in-trust(TIT) for accounts, In-Trust-For(ITF) accounts, 3rd currency accounts, corporate customers and accounts, pension accounts, settlement accounts, Sikap Pinoy OFW accounts, accounts with restriction, and accounts not mentioned above are not included in the promo. For joint accounts, the Peso CASA Deposit ADB of the said account will only be credited to the primary account holder. Per DTI Fair Trade Permit No. FTEB 189941 Series of 2024