PROMO MECHANICS: 1. This promotion is open to all Robinsons Department Store customers who are also Bank of Commerce credit cardholders. 2. Promo period is until December 31, 2024, applicable in-store, Call to order/Personal Shopper, with card – present transactions. 3. Cardholders may avail of the 0% Interest Installment program at Robinsons Department Store for a minimum single-receipt purchase of P3,000 for 3 months and P5,000 for 6 months. 4. Full installment amount under the 0% Interest Installment program shall be deducted from the cardholder’s available credit limit. 5. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total outstanding balance. Should the cardholder choose to pay only a portion of the total amount due, monthly installment shall be subject to the regular finance charges. 6. Cardholder acknowledges his/her liability to Robinsons Department Store’s partner merchant (Bank of Commerce) for the installment purchases that will form part of the cardholder’s obligations. 7. The terms and conditions governing issuance and use of all participating credit cards are incorporated herein by reference and made integral part thereof. Per DTI Fair Trade Permit No. FTEB-184852 Series of 2024