RETAIL PRODUCTS Savings Account with Debit Card (Mastercard) Savings Account with Passbook Savings Account Plus Checking Account Complete Checking Account US Dollar Savings Account Euro Savings Account Yuan Savings Account Junior Smart Savers Savings Account One Passbook Investment Account Time Deposit One-Year Time Deposit Future Secure Time Deposit US Dollar Time Deposit Euro Time Deposit SSS Pension Account US Veterans Pension Savings Account (Peso and Dollar) Payroll Savings Account Philippine Retirement Authority (PRA) Savings and Time Deposit Accounts (Peso and Dollar) Cash Card (Mastercard) Long-Term Negotiable Certificate of Time Deposit Corporate Savings Account Corporate Savings Account Plus Corporate Checking Account Corporate Checking Account Plus with Corporate Access Number CORPORATE BANKING Working Capital Loan Term Loan Capital Expenditure Financing Project Financing Small Business Loan– Term Loan Small Business Loan– Business Credit Line Foreign Currency Denominated Loan Trade Financing Letters of Credit Export Packing Credit Export Bills Purchase Domestic Bills Purchase CONSUMER LOANS Home Loan Auto Loan Salary Loan CREDIT CARD Bank of Commerce Mastercard (Classic, Gold, Platinum, and World) TRUST PRODUCTS AND SERVICES Unit Investment Trust Funds Diversity Money Market Fund Diversity Peso Bond Fund Diversity Dollar Bond Fund Diversity Dividend Focused Fund *All UITFs can be enrolled in the Easy Investment Plan (EIP) to regularly subscribe or invest. Trust and Other Fiduciary Services Personal Management Trust Life Insurance Trust Employee Benefit Trust Trust Under Indenture Collateral Trust Special Purpose Trust/Other Institutional Trust Safekeeping Investment Management Accounts Discretionary Directional/Non-Discretionary Other Agency Accounts Facility / Loan Agency Escrow Agency Buyer and Seller Escrow POEA Escrow BIR Escrow HLURB Escrow Source Code Escrow Other Escrow Accounts TREASURY PRODUCTS Fixed Income Government Securities (Peso and Dollar) Corporate Bonds Foreign Exchange TRANSACTION BANKING Cash Management Solutions BankCom PAY cashPAY directPAY checkPAY govPAY BankCom COLLECT depositCOLLECT directCOLLECT BankCom CONNECT BankCom [Business] BankCom [Business] Direct Digital Channels BankCom [Personal] – Retail Online Banking (Web and Mobile App) BancNet Point of Sale Automated Teller Machines (ATMs) Fintech / Card Solutions Remittance Services SikapPinoy OFW Savings Account SikapPinoy Asenso Program SikapPinoy Domestic Remit Cash Pick up at RD Pawnshop SikapPinoy International Remit: Credit to Accounts with Bank of Commerce Credit to Accounts with Other Philippine Banks via PESONet Credit to Accounts with Other Philippine Banks via InstaPay Credit to Mobile Wallets (GCash, Maya, Coins.ph, GrabPay) Cash Home Delivery Cash Pick-up Services via Bank of Commerce Branches from International Remittance Partners* Cash Pick-up Services via Philippine Payout Partners: M Lhuillier Cebuana Lhuillier LBC Express Palawan Pawnshop RD Pawnshop I-Pay Commerce Ventures Inc. (for Westen Union International Money Transfer) E-Government Payments of OFWs through International Remittance Partners*: SSS Contributions / Loan Payments PhilHealth Contributions Pag-IBIG Contributions / Loan Payments International Remittance Partners: Al Ansari Exchange LLC (United Arab Emirates) Arab National Bank – TeleMoney (Kingdom of Saudi Arabia) Bank AlJazira – Fawri (Kingdom of Saudi Arabia) Bank AlBilad – Enjaz (Kingdom of Saudi Arabia) Family Express (Canada) Eastern & Allied Pty Ltd – HaiHa Money Transfer (Australia) MoneyGram (Global) Pacific Ace Forex HK Ltd (Hong Kong) Prabhu Money Transfer (Qatar) TransFast (Global) U Remit International Corp. (Canada) Western Union (through I-Pay Commerce Ventures, Inc.) International Trade Services Import Import Letter of Credit Standby Letter of Credit (SBLC) / Bank Guarantees Import Collections Documents Against Payment (DP) Documents Against Acceptance (DA) Trust Receipt Loan Payment Abstract Secure (PAS6) Enrollment, and Bureau of Customs Duties and Taxes payment Shipside Bond Guarantee Airway Bill Endorsement Foreign Exchange (FX) Purchase for Advance Payment of Importation Direct Remittance (DR) Open Account (OA) Arrangement Export Export Bills for Collection Export Bills Purchased Export Advances Export LC Advising / Confirmation / Transfer Domestic Letter of Credit Standby Letter of Credit / Bank Guarantees Negotiation of Domestic Letter of Credit Supply Chain Trade Finance Receivable DIGITAL CHANNELS Personal Online Banking (Web and Mobile App) BancNet Point of Sale Automated Teller Machines (ATMs) Fintech / Card Solutions REMITTANCE SERVICES SikapPinoy OFW Account SikapPinoy Asenso Program Credit to Accounts with Bank of Commerce Credit to Accounts with Other Philippine Banks via PESONet Credit to Accounts with Other Philippine Banks via InstaPay Cash Home Delivery Cash Pick-up Services via Bank of Commerce Branches from International Remittance Partners: Al Ansari Exchange LLC Arab National Bank – TeleMoney Bank AlJazira – Fawri Bank AlBilad – Enjaz Family Express Canada Eastern & Allied Pty Ltd – HaiHa Money Transfer MoneyGram Prabhu Money Transfer TransFast U Remit International Corp. Cash Pick-up Services via Payout Partners: M Lhuillier Cebuana Lhuillier LBC Express Palawan Pawnshop RD Pawnshop E-Government Payments of OFWs through Remittance Partners: SSS Contributions / Loan Payments PhilHealth Contributions Pag-IBIG Contributions / Loan Payments INTERNATIONAL TRADE SERVICES Import Import Letter of Credit (LC) (Sight / Usance) Trust Receipt Loan Payment Abstract Secure (PAS5) Enrollment, and BankCom Duties and Taxes payment Shipside Bond Guarantee Airway Bill Endorsement Foreign Exchange (FX) Purchase for Advance Payment of Importation Direct Remittance (DR) Negotiation of: Open Account (OA) Arrangement Documents Against Payment (DP) Documents Against Acceptance (DA) Import Letter of Credit Standby Letter of Credit (SBLC) / Bank Guarantees Domestic Domestic Letter of Credit Domestic Standby Letter of Credit Negotiation of Domestic Letter of Credit Export Export Bills for Collection Export Bills Purchased Export Advances Export LC Advising / Confirmation / Transfer