Bank of Commerce (BankCom) is one of the country’s progressive banks with a universal banking license from the Bangko Sentral ng Pilipinas (BSP) subject to regulatory requirements. The Bank has been operating since 1963 and traces its origins to the Overseas Bank of Manila with headquarters in Binondo, Manila. In 2008, Bank of Commerce became an affiliate of San Miguel Corporation and introduced its new logo bearing the SMC escudo. In December 2020, the Intellectual Property Office (IPO) granted the copyright license for “BankCom” as the Bank’s official short name. Bank of Commerce provides innovative banking solutions and a complete range of products and services in deposit, commercial loans, credit card services, consumer banking, corporate banking, treasury, asset management, transaction banking, and trust and investments. In terms of service reach, the Bank has online banking facilities for retail and corporate clients, BankCom [Personal] and BankCom [Business], respectively, and a new mobile banking app, to encourage consumers and corporate clients to transact regular banking services such as bills payment, fund transfers, card loading, and other services via these online banking platforms. The Bank has a network of 140 branches and 261 automated teller machines (ATMs) strategically located nationwide. For the year ended 2020, the Bank registered a net income of PHP784.4 million. Total assets grew to PHP170.9 billion, with net loans and receivables at PHP71.6 billion. Deposits grew to PHP149.1 billion. As of March 2021, BankCom was the 16th largest bank in the Philippines in terms of assets and 17th in terms of capital. Bank of Commerce owes its success to its loyal customers, whose continued patronage has propelled the Bank forward. The Bank continues to strive to improve the customer experience, leveraging on its capital growth and its dedicated officers and staff. You are invited to try Bank of Commerce’s total banking experience and be part of its bigger and brighter future! Articles of Incorporation Articles of Incorporation dated August 9, 2022