As of November 2, 2021 Michelangelo R. Aguilar President and Chief Executive Officer Felipe Martin F. Timbol EVP / Treasury Management Group Head Manuel A. Castaneda III EVP / Corporate Banking Group Head Joel T. Carranto SVP / Branch Banking Group Head Jay S. Velasco SVP / Operations Group Head Gamalielh Ariel O. Benavides SVP / Trust Services Group Head Gail C. Bautista SVP / Transaction Banking Group Head Antonio S. Laquindanum SVP / Chief Financial Officer - Finance & Controllership Group Head Donald Benjamin G. Limcaco SVP / Chief Technology Officer - Digital Services Group Head Anna Marie A. Cruz SVP / Corporate Communications and Consumer Protection Division Head Reginald C. Nery SVP / Chief Audit Executive Ma. Katrina A. Felix SVP / Credit Card Group Head Jose Mari M. Zerna FVP / Consumer Group Head Louella P. Ira FVP / Legal Services Division Head Marie Kristin G. Mayo FVP / Human Resource Management & Development Division Head Maria Ana P. Dela Paz FVP / Credit Group Head Jeremy H. Reyes VP / Chief Risk Officer Angelica H. Lavares SET Consultant Carmelita R. Araneta SET Consultant