As of February 17, 2022 Michelangelo R. Aguilar President and Chief Executive Officer Felipe Martin F. Timbol EVP / Treasury Management Group Head Manuel A. Castaneda III EVP / Corporate Banking Group Head Antonio S. Laquindanum EVP / Chief Financial Officer - Finance & Controllership Group Head Joel T. Carranto SVP / Branch Banking Group Head Gamalielh Ariel O. Benavides SVP / Trust Services Group Head Gail C. Bautista SVP / Transaction Banking Group Head Ma. Katrina A. Felix SVP / Credit Card Group Head Jay S. Velasco SVP / Operations Group Head Donald Benjamin G. Limcaco SVP / Chief Technology Officer - Digital Services Group Head Reginald C. Nery SVP / Chief Audit Executive Gregorio M. Yaranon Jr. SVP / Chief Compliance Officer Jose Mari M. Zerna FVP / Consumer Group Head Louella P. Ira FVP / Legal Services Division Head Marie Kristin G. Mayo FVP / Human Resource Management & Development Division Head Maria Ana P. Dela Paz FVP / Credit Group Head Jeremy H. Reyes FVP / Chief Risk Officer Francisco Raymund P. Gonzales AVP / Corporate Communications and Consumer Protection Division Head Angelica H. Lavares SET Consultant Carmelita R. Araneta SET Consultant