Bank of Commerce

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Customer Service:
(02) 8-632-BANK (2265)
Domestic Toll-Free Numbers:
1800-10-982-6000 (PLDT) 1800-8-982-6000 (Globe Lines)
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USD - PHP
BUY54.40
SELL54.80
Move into your own home with ease Can’t wait to live in the house of your dreams? Let BankCom Home Loan help you make it happen. Get the best rates and have your loan application processed and approved in no time!

Home Loan

Loan Purpose

  • Purchase of house and lot, townhouse, or condominium unit
  • Construction of house on a lot already owned by the borrower
  • Major repair, improvement or expansion of an existing house
  • Refinancing / take out of existing housing loan

Loanable Amount
Minimum of PHP 500,000

Term
From 10 to 20 years

Application Requirements

  • General
    • Home Loan Application Form
    • 2 x 2 Photos (both spouses / co-obligor)
    • Photocopy of valid ID
      List of acceptable ID: Driver’s License, Passport, SSS ID, Company ID (if Top 5,000 Corporation), Postal ID, PRC ID
    • Photocopy of deposit passbooks or bank statements (3 months)
    • Marriage contract (if applicable)
  • Employed
    • Copy of Income Tax Return (ITR) with BIR or bank stamp (latest 3 years)
    • Certificate of Employment stating applicant’s position, income, and length of stay in the company (original copy only)
    • Copy of payslip (last 3 months)
    • Proof of other sources of income, if any
    • Proof of billing address and Original copy of Latest Contract of Employment (OFW/Seafarer)
  • Self-Employed
    • Copy of business registration papers with DTI (if single proprietorship) or SEC (if partnership or corporation)
    • Copy of Audited Financial Statement for the last 2 years
    • Copy of Income Tax Return (ITR) with BIR or bank stamp (latest 3 years)
    • Company / business profile
    • List of major suppliers / customers
  • Overseas Filipino Workers (OFWs)
    • Certification of Employment stating applicant’s position, income, length of stay in the company (original copy/photocopy)
    • Job contract indicating commencement date, contract expiration date and compensation details  (contract must not be expired for land based OFWs and must be the latest contract for sea based OFWs)
    • Proof of Remittance/Allotment slips – photocopy of latest 3 months
    • Payslips or equivalent – photocopy of latest 1 month

Home Loan Calculator

Downpayment Output
Amount Financed Output
Monthly Amortization Output
Maximum Loanable Amount Output

*Quoted loan amount and monthly amortization are indicative only. Final loan amount, monthly amortization and applied rate shall be confirmed in your loan documents upon loan approval. Final loan approval shall be subject to the submission of required documents and the Bank’s credit policies and procedures.

Apply Now

Please send us your completed form at CNRevilla@bankcom.com.ph or fax to (02) 8-570-7672. For inquiries, you may call us at (02) 8-982-6446 or 8-982-6537.

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Customer Service:
(02) 8-632-BANK (2265)
Domestic Toll-Free Numbers:
1800-10-982-6000 (PLDT) | 1800-8-982-6000 (Globe Lines)
Email:
customerservice@bankcom.com.ph
Facebook:
https://www.facebook.com/bocommerce
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Bank of Commerce is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph
Access BSP Online Buddy (BOB) through BSP’s official website (Webchat)
Send SMS to 021582277 for Globe subscribers
Or visit BSP’s Facebook page https://www.facebook.com/BangkoSentralngPilipinas

The corporate logo of San Miguel Corporation is a registered trademark of San Miguel Corporation, and is used under license.

Copyright 2011 Bank of Commerce. All rights reserved.
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