Home LoanLoan Purpose Purchase of house and lot, townhouse, or condominium unit Construction of house on a lot already owned by the borrower Major repair, improvement or expansion of an existing house Refinancing / take out of existing housing loan Loanable Amount Minimum of PHP 500,000 Term From 10 to 20 years Application Requirements General Home Loan Application Form 2 x 2 Photos (both spouses / co-obligor) Photocopy of valid ID List of acceptable ID: Driver’s License, Passport, SSS ID, Company ID (if Top 5,000 Corporation), Postal ID, PRC ID Photocopy of deposit passbooks or bank statements (3 months) Marriage contract (if applicable) Employed Copy of Income Tax Return (ITR) with BIR or bank stamp (latest 3 years) Certificate of Employment stating applicant’s position, income, and length of stay in the company (original copy only) Copy of payslip (last 3 months) Proof of other sources of income, if any Proof of billing address and Original copy of Latest Contract of Employment (OFW/Seafarer) Self-Employed Copy of business registration papers with DTI (if single proprietorship) or SEC (if partnership or corporation) Copy of Audited Financial Statement for the last 2 years Copy of Income Tax Return (ITR) with BIR or bank stamp (latest 3 years) Company / business profile List of major suppliers / customers Overseas Filipino Workers (OFWs) Certification of Employment stating applicant’s position, income, length of stay in the company (original copy/photocopy) Job contract indicating commencement date, contract expiration date and compensation details (contract must not be expired for land based OFWs and must be the latest contract for sea based OFWs) Proof of Remittance/Allotment slips – photocopy of latest 3 months Payslips or equivalent – photocopy of latest 1 month