0% Installment Program Program Mechanics The Bank of Commerce 0% Installment Program “Program” is open to all principal and supplementary cardholders whose Bank of Commerce Credit Card are active and in good credit standing. The Program allows the Bank of Commerce Credit Cardholders “Cardholders” to purchase from Digital Walker and pay in installments at 0% interest using their Bank of Commerce Credit Card. The first monthly installment due shall be billed to the Cardholder on the next statement cycle from the date of the installment transaction. A minimum amount of PhP3,000 is required for 3, 6 and 12-month terms and PhP10,000 for 24-month terms. Digital Walker may assign a higher minimum installment amount to avail of the Program. Digital Walker shall have the sole discretion on the terms and items applicable for the Program. The approved amount of the installment transaction shall be deducted from the Cardholder’s credit limit. The Cardholder may cancel the installment transaction by calling the BankCom Customer Care at (02) 8632-2265, or Domestic Toll-free numbers: (PLDT) 1-800-10-9826000 or (Globe Lines) 1-800-8-9826000. After processing of the cancellation request, the unbilled installment amortizations shall be accelerated and shall form part of the Total Amount Due together with the Installment Pre-Termination Fee of PHP1,000.