November 26, 2025Dear Valued Investor, We wish to inform you that we have updated the product features of the BankCom Peso Money Market Fund (formerly Bank of Commerce Diversity Money Market Fund), as part of our continuing efforts to strengthen the unified BankCom Funds identity while ensuring that this specific investment product remains competitive, responsive, and aligned with your evolving financial objectives. These enhancements reflect our commitment to providing you with improved accessibility, diversified options, and a seamless investment experience under the strengthened BankCom Funds brand. The amendments to the product features and plan rules have been approved by the Bank’s Board of Directors and confirmed by the Bangko Sentral ng Pilipinas (BSP) on October 7, 2025 and will take effect on January 1, 2026. Please see the updated plan details of the BankCom Peso Money Market Fund (formerly called Diversity Money Market Fund) below: Category From To Fund Name Bank of Commerce Diversity Money Market Fund BankCom Peso Money Market Fund Trust Fee 0.25% per annum 0.50% per annum Minimum Initial Participation PHP 10,000.00 PHP 5,000.00 Minimum Maintaining Balance PHP 10,000.00 PHP 5,000.00 Holding Period Seven (7) calendar days None Benchmark 3-month yield based on PHP BVAL Reference Rates PHP Government Securities reference rate in the GS market Bloomberg Philippine Sovereign Bond Index Money Market (BPHILMM) Total return index that measures the return of fixed rate and zero-coupon local currency securities publicly issued by the Philippines, including retail securities. The benchmark contains Philippine government bonds and Treasury bills with a remaining maturity of one (1) year or less, with minimum notional size of Php3 Billion. The revised Plan Rules may be accessed through the BankCom UITF webpage. Your decision to remain invested in the BankCom Peso Money Market Fund (formerly called Diversity Money Market Fund), shall signify your acknowledgment and acceptance of these amendments. Should you have any questions or clarifications, please do not hesitate to contact our Trust Services Group through TSG-TSSD@bankcom.com.ph. We thank you for your continued confidence and partnership with Bank of Commerce. Sincerely, (Original Signed) DON CARLO P. HERNANDEZ, CFA First Vice President & Chief Trust Officer Bank of Commerce – Trust Services Group