February 27, 2026Dear Valued Investor, We wish to inform you that we have updated the product features of the Bank of Commerce Unit Investment Trust Funds (UITFs) stated above as part of our continuing efforts to strengthen the BankCom brand and to ensure that our investment products remain competitive, responsive, and aligned with your evolving financial objectives. These enhancements reflect our commitment to providing you with improved accessibility, diversified options, and a seamless investment experience under a unified BankCom Funds identity. The amendments to the product features and plan rules have been approved by the Bank’s Board of Directors and confirmed by the Bangko Sentral ng Pilipinas (BSP) on February 6, 2026 and will take effect on April 1, 2026. A summary of the changes is presented in Annex A, while the revised Plan Rules may be accessed through the BankCom UITF webpage. Your decision to remain invested in the BankCom Peso Long Term Bond Fund (formerly called Diversity Peso Bond Fund) and BankCom Dollar Long Term Bond Fund (formerly called Diversity Dollar Bond Fund), shall signify your acknowledgment and acceptance of these amendments. Should you have any questions or clarifications, please visit your branch of account or contact our Trust Sales and Solutions through TSG-TSSD@bankcom.com.ph. We thank you for your continued confidence and partnership with Bank of Commerce. Sincerely yours, (Original Signed) DON CARLO P. HERNANDEZ, CFA First Vice President & Chief Trust Officer Bank of Commerce – Trust Services Group ANNEX A Amendments to the Product Features of the Fund BankCom Peso Long Term Bond Fund (formerly called Diversity Peso Bond Fund) Category From To Fund Name Bank of Commerce Diversity Peso Bond Fund BankCom Peso Long Term Bond Fund Modified Duration Policy None The modified duration limit is 7. The Modified Duration is a measure of bond’s sensitivity to changes in interest rates, how 1% (100 basis points) change in interest rates affect the value of the bond holding all other factors unchanged. Benchmark 5-year yield based on PHP BVAL Reference Rates PHP Government Securities reference rate in the GS market iBoxx ABF Philippines Bond Index – Net of Tax This benchmark is a total return market value weighted index measuring the fixed rate local currency securities publicly issued by the Philippines, it includes local currency-denominated sovereign (government) and sub-sovereign (local government or corporate) debt from the Philippines. Minimum Initial Participation PHP 10,000.00 PHP 5,000.00 Minimum Maintaining Balance PHP 10,000.00 PHP 5,000.00 Holding Period Thirty (30) calendar days Seven (7) calendar days BankCom Dollar Long Term Bond Fund (formerly called Diversity Dollar Bond Fund) Category From To Category From To Fund Name Bank of Commerce Diversity Dollar Bond Fund BankCom Dollar Long Term Bond Fund Benchmark Bid price of 10-year Republic of the Philippines (ROP) Bonds from Bloomberg Generic (BGN) The benchmark is Bloomberg’s consensus price for corporate and government bonds, calculated by using process contributed to Bloomberg. Markit iBoxx USD Asia ex-Japan Philippines Sovereigns This benchmark tracks the performance of US dollar-denominated sovereign bonds issued by the Philippine government and other Asian sovereigns, excluding Japan. Its rules-based methodology, which includes monthly rebalancing and daily total return calculations, is publicly available. Modified Duration Policy None The modified duration limit is 7. The Modified Duration is a measure of bond’s sensitivity to changes in interest rates, how 1% (100 basis points) change in interest rates affect the value of the bond holding all other factors unchanged. Holding Period Thirty (30) calendar days Seven (7) calendar days