PROMO MECHANICS FREE SM Appliance Center eVoucher 2026 The promo is open to all current and active Principal Cardholders of Bank of Commerce Credit Card except Corporate Cardholders. The promo period is from March 15 – July 15, 2026 The redemption period is until September 15, 2026. Qualified Cardholders are entitled to a FREE SM Appliance eVoucher. To avail of the promo, qualified cardholder must reach the minimum single or accumulated spend transaction/s within the promo period to get the FREE SM Appliance eVoucher based on the table below: Minimum Spend Required FREE Item Php120,000 Php6,000 SM Appliance eVoucher Php200,000 Php10,000 SM Appliance eVoucher Valid spend will include the following posted transactions: Straight transactions Installment principal amount Online transactions Local and overseas transactions Invalid spend during the promotional period: Balance Transfer, Convert to Installment, Cash Installment Plus, Cash Advance, Balance Convert, annual fees, will NOT be considered as valid spend. Transactions from these businesses are also NOT qualified for the promo: Casino/Gambling, Money Transfers, Wholesale/Distribution, and Quasi Cash Financial Institution (e.g. but not limited to, Maya, GCash, GrabPay, etc) Transaction/s used to redeem this promo shall no longer be qualified for redemption with another promo. Redemption Process Cardholder must call the BankCom Customer Service Hotline to request for the redemption. BankCom will validate the request. If eligible to redeem, BankCom will send the SM Appliance eVoucher to the Cardholder’s registered mobile and/or email address within 10 working days. Cardholder may go to the participating SM Appliance and present the SMS or Email with the Treats code for verification. Treats will be released once the code has been verified by the store. Terms & Conditions Cardholders may avail of the promo only once during the promo period. In case the Cardholder is found by Bank of Commerce to have made multiple, invalid or fraudulent redemptions, Bank of Commerce reserves the right to charge the prevailing cost of the SM Appliance eVoucher to the cardholder’s BankCom Credit Card account or directly collect from the cardholder. Cardholder will be charged the cost of the SM Appliance eVoucher redeemed should the Cardholder cancel the qualifying purchase or transaction at a later date or if the transaction is found to be fraudulent. Bank of Commerce reserves the right to charge the cost of the redeemed SM Appliance eVoucher to their BankCom Credit Card. In case of dispute in respect of but not limited to cardholder’s eligibility, coverage of dates, fulfillment etc, the Bank of Commerce’s decision shall prevail. All questions or disputes regarding the cardholder’s eligibility for the promotion or for any redemption shall be resolved by Bank of Commerce with the concurrence of DTI. Each Treats code is unique with a corresponding SM Appliance eVoucher amount. The recipient is responsible for safekeeping the Treats code. The SM Appliance eVoucher must be presented to the SM Appliance store frontliner for validation. The eVoucher is for one-time use only. If the total value of the eVoucher is not used up, there will be no cash change given. If the purchase goes beyond the eVoucher amount, the recipient is to pay for the difference. The eVoucher Code cannot be exchanged for cash. Processing of transactions will be based on the availability of the validation system. DTI Fair Trade Permit No. FTEB-251616 Series of 2026