May 1, 2016We are pleased to inform you that we have enhanced the features of our Bank of Commerce DIVERSITY Dividend Focused Fund (“BOC-DDFF”) to better address your investment needs and in compliance to regulations. The primary changes in the Plan Rules include: 1. Amendment in the minimum initial and additional participation amounts; 2. Amendment in the early redemption charges Please refer to the table below for the complete list and details of the amendments affecting the BOC-DDFF. These changes in the DDFF Plan Rules will take effect on June 13, 2016 to give you sufficient time to understand the changes made and the impact to your investment requirements. FEATURE EXISTING REVISED 1. Allowable Investment outlets Index stocks with a track record of divident payment Listed equity securities with a track record of dividend payment 2. Minimum Initial Amount PhP 25,000 PhP 10,000 3. Additional Amount PhP 10,000 PhP 5,000 4. Early Redemption Fee (on redeemed amount within the 30-day holding period) 0.50% 5% For any questions or clarifications, please feel free to email us at trustmarketing@bankcom.com.ph or call any of our Trust Marketing and Accounts Management personnel: Koodei Ongchangco at 214-8858; Jacqui Antonis at 214-8865; Abby Ignacio at 214-8857 Maricar Palanca at 214-8863; Neri Prila at 214-8966 BANK OF COMMERCE Trust Services Division