September 1, 2015Bank of Commerce is pleased to inform you that we have enhanced the features of our three (3) DIVERSITY UITFs (“the Funds”) to better address your investment needs. Some changes were also made to comply with new requirements prescribed by the Bangko Sentral ng Pilipinas (BSP). The amendments were incorporated in the Declaration of Trust or Plan Rules of the BOC Diversity UITFs, namely: BOC Diversity Peso Bond Fund BOC Diversity Dollar Bond Fund BOC Diversity Money Market Fund The primary changes in the Plan Rules include: Amendment in the minimum participation and additional amounts; Amendment in the holding period to 30 calendar days for all of the Funds Please refer to Annex A for the complete list and details of the amendments affecting each BOC Diversity UITF. These changes in the BOC Diversity UITF Plan Rules will take effect on August 3, 2015 to give you sufficient time to understand the changes made and the impact to your investment requirements. For any questions or clarifications, please feel free to call or email any of the following Trust Marketing and Accounts Management personnel: Koodei Ongchangco at 214-8858; Jacqui Antonis at 214-8865; Abby Ignacio at 214-8857 Jericho Lagustan at 214-8862; Maricar Palanca at 214-8863; Neri Prila at 214-8966 Annex A DIVERSITY PESO AND DOLLAR BOND FUND FEATURE PESO BOND FUND DOLLAR BOND FUND EXISTING REVISED EXISTING REVISED 1.Participation Amount PhP 25,000 PhP 10,000 USD 2,000 USD 1,000 2.Additional Amount PhP 10,000 PhP 5,000 USD 2,000 USD 100 3.Trust Fee (p.a) 1.50% 1.00% 1.50% 1.00% 4.Holding Period 90 days 30 days 90 days 30 days 5.Early Redemption (on redeemed amount) 0.50% 5% 0.50% 5% DIVERSITY MONEY MARKET FUND FEATURE EXISTING REVISED 1.Participation Amount Php 25,000 Php 10,000 2.Addiitonal Amount Php 10,000 Php 5,000 3.Trust Fee(p.a) 0.50% 0.25% 4.Early Redemption Fee(on redeemed amount) 0.50% 5% 5.Redemption Fee One day prior notice Cut-off shall be on before 11:30am