December 1, 2015Pursuant to Circular 2015-01 of Credit Information Corporation (CIC) and Republic Act (R.A.) No. 9510 or the Credit Information System Act, the Bank is mandated to submit your basic credit data (as defined in R.A. No. 9510 and its IRR), as well as any regular updates or correction thereof, to the CIC for consolidation and disclosure as may be authorized by the CIC. Consequently, your basic credit data may thus be shared with other lenders authorized by the CIC, and the other credit reporting agencies duly accredited by the CIC, for the purpose of establishing your creditworthiness. For more information, click here to view the Frequently Asked Questions at the CIC website.