Promo Mechanics The promo is open to all Bank of Commerce Credit and Debit Cardholders. The promo runs from August 1, 2024 to January 30, 2025. Qualified Credit and Debit Cardholders are entitled to the following benefits: To avail of the promo, the Cardholder must use his/her qualified Bank of Commerce Credit and Debit Card to pay for the Ogawa items. Only one valid Bank of Commerce Credit and Debit Card can be used per transaction and one card transaction per visit shall be qualified for the Promo. The promo offer cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers. In the purchase of goods and services that have the promotional discount, the Senior Citizen and Person with Disability can avail of the promotional discount or the discount provided under the expanded Senior Citizens Act of 2010 or Magna Carta for Persons with Disability, whichever is higher, or applicable. In case of dispute related to the promo, the decision of Bank of Commerce and Ogawa shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by Bank of Commerce. 9. The installment plan is available on select items for up to 36 months. Per DTI Fair Trade Permit No. FTEB-198472 Series of 2024