Promo Mechanics 1. The Promo will run from May 20, 2024 to July 31, 2024. Spend Period: May 20, 2024 to August 31, 2024 Redemption Period: May 20, 2024 to October 31, 2024 2. The Promo is open to all NEW Bank of Commerce Principal Credit Cardholders whose Cards were issued within May 20, 2024 to July 31, 2024 except Corporate credit card. Cardholder must not have an existing BankCom Credit Card or cancelled BankCom Credit Card within the past 12 months from the time of application. 3. Qualified Cardholders are entitled to a Free Marshall Speaker Emberton II BT Black and Brass that will be delivered to their registered billing address via LBC courier once cardholder’s spending is validated via BankCom customer service. 4. Transaction/s used to redeem for this promo shall no longer be qualified for redemption with another promo. 5. To avail of this promo, cardholder must reach the minimum single or accumulated spend Transaction/s on or before August 31, 2024 based on the table below: BankCom Credit Card Type Minimum Spend Required Free Item All Card Types 50,000 Marshall Speaker Emberton II BT Black and Brass Valid spend will include the following posted transactions: Straight transactions Installment transactions Online transactions Local and overseas transactions Note: Balance Transfer, Convert to Installment, Get Cash, Cash Installment Plus, Cash Advance, Cash Loan, annual fees, fees and charges and transactions generated from casinos and merchants engaged in wholesale will NOT be considered as valid spend. Transactions from these businesses are NOT qualified for the promo: Casino/Gambling, Money Transfers, Wholesale/Distribution and Quasi Financial Institution (e.g. but not limited to, Paymaya, GCash, etc). Corporate Cards are NOT included in this promo. 6. Terms & Conditions Cardholder may avail of the promo only once during the promo period. Cardholder will be charged the cost of the Free Marshall Speaker Emberton II BT Black and Brass if the transaction/s is/are being disputed or found to be fraudulent. Cardholder’s account must be active and in good credit standing for at least 18 months from date of claiming of the Free Marshall Speaker Emberton II BT Black and Brass. If the cardholder requests for card cancellation or the card was cancelled within the said 18-month period, the amount of the Free Marshall Speaker Emberton II BT Black and Brass will be charged to the cardholder’s account as Cancellation Fee. The Cancellation Fee must be duly paid by the cardholder before the Credit Card may be cancelled by BankCom. The Free Marshall Speaker Emberton II BT Black and Brass is covered by manufacturer’s warranties. It is understood that Bank of Commerce shall not in any way be liable to any claim arising from said manufacturer’s warranties. In case of dispute arising from the promo such as but not limited to the cardholder’s eligibility, coverage dates, fulfillment, etc., BankCom’s decision shall prevail. All questions or disputes regarding the cardholder’s eligibility for the promotion or for any redemption shall be resolved by BankCom in concurrence with DTI. Terms and conditions governing the issuance and use of BankCom Credit Card apply. 7. Redemption Process Cardholder must call the BankCom Customer Service Hotline to request for the redemption. BankCom will validate cardholder’s redemption request. If eligible to redeem, the Bank will send a confirmation SMS to the cardholder’s registered mobile number within 7 working days. The free item (Marshall Speaker Emberton II BT Black and Brass) will be sent to the cardholder’s registered billing address via LBC courier within 7-10 working days upon receipt of the SMS confirmation from Bank of Commerce. Cardholder must present 1 Primary valid government issued ID to the LBC courier to claim the free item. Redemption via authorized representative will only be allowed if the following documents are presented: Authorization letter signed by the cardholder Photocopy of one (1) valid ID of the cardholder Per DTI Fair Trade Permit No. FTEB-193361 Series of 2024