Get up to Php 1,000 FREE SM Gift Pass when you pay in installments using your BankCom Credit Card!

Promo Mechanics

1. Installment Anywhere and Get a Free SM Gift Pass (“Promo”) is open to active and current Bank of Commerce Credit Cardholders (“Cardholders”).
2. The promo is from November 16, 2024 to May 15,
3. Cardholders will receive a free SM Gift Pass for every installment transaction at any accredited merchant who meet the required minimum transaction amount.
4. The minimum installment spend requirement and free SM Gift Pass are as follows:

5. Valid purchases are 0% Installment and 0% Buy Now Pay Later with terms from 3 months up to 36 months. For 0% Buy Now Pay Later, the first monthly installment will be billed to the Cardholder on the fourth (4th) statement cycle after the transaction.
6. Cardholders who meet the qualified purchase requirement shall receive an eGift code via SMS and/or electronic
7. To redeem, Cardholder must present the received eGift code to the Bills Payment Counter of SM Stores (Department Stores) for validation. Once validated, the Bills Payment Officer shall release the SM Gift Pass. See Annex A for the complete list of SM Gift Pass Redemption Centers.
8. The redemption period is from November 16, 2024 until July 15, 2025.
9. Unredeemed eGift code(s) shall be forfeited in favor of Bank of Commerce.
10. The eGift code(s) cannot be exchanged for cash, other products or discounts.
11. Bank of Commerce will no longer accommodate the Cardholder in re-sending requests for eGift code(s) such as, but not limited to the following reasons:
    1. eGift code(s) sent successfully to the Cardholder but were accidentally deleted because of any reason;
    2. due to lost, stolen or defective mobile device;
    3. eGift code(s) sent successfully to the Cardholder’s registered mobile number maintained in Bank of Commerce’s database during the Promo and redemption Should the Cardholder request for a change in mobile number during the Promo period, only the succeeding eGift code(s) will be sent to the new mobile number.
12. Splitting of transactions is prohibited and shall not be allowed for Splitting is defined as an intentional act of dividing a merchant installment transaction into multiple charge slips to redeem more than one reward incentive. The presumption of split transactions is having two (2) or more transactions in one merchant outlet or establishment over the same product, and the interval of these transactions was made within 5-10 minutes.
13. Balance Transfer, Convert to Installment, Get Cash, Cash Loan, and Balance Convert are NOT considered as valid
14. Should it be proven that a credit cardholder was able to redeem the free SM Gift Pass without adhering to the above mechanics, the cost will be charged by Bank of Commerce to the credit cardholder’s account.
15. All installment purchases are subject to the Terms and Conditions governing the issuance and use of Bank of Commerce Credit Cards and all related provisions of Bank of Commerce’s 0% Installment program.
16. All 0% Installment purchase(s) are subject to Bank of Commerce’s approval and are only valid if monthly dues are paid in full.

 

DTI Fair Trade Permit No. FTEB-206845 Series of 2024

 

SM Gift Pass Redemption Centers

Stores where SM Gift Pass is accepted

*Coming Soon