“Invest and Win Rewards” Terms and Conditions and Enrollment Form The Bank of Commerce (“BankCom”) Invest & Win Rewards Promo is a Unit Investment Trust Fund initiative designed to encourage investors to subscribe into and maintain placements in the BankCom Funds. The promo will run from January 1, 2026 to December 31, 2026 “Promo Period”). The promo is open to existing and new BankCom UITF investors, subject to the following conditions: Must have an active BankCom UITF account during the promo period Must maintain qualified UITF holdings with complete documentation UITF subscriptions must be: Fully funded Supported by complete KYC and suitability documents Processed and signed by a Certified UITF Sales Person (CUSP) Eligible accounts Individual UITF accounts Corporate or institutional UITF accounts Note: For individual accounts, the prize shall be awarded to the primary account holder. For corporate accounts, the prize shall be awarded to the authorized representative. The Average Daily Balance (ADB) of a client’s UITF investments shall be used as the primary metric to: Encourage long-term investing Discourage trading via the UITFs Align with BSP-compliant trust measurement standards ADB Formula: ADB = Sum of Daily UITF market values during the month ÷ Number of calendar days in the month Note: ADB shall be computed per client, aggregating all eligible UITF holdings under the same client name. Qualified UITF investors earn one (1) electronic raffle ticket for every PHP 100,000 UITF ADB during a given calendar month within the promo period Illustrative example: Client’s Monthly UITF ADB Number of tickets Php 90,000 0 Php 100,000 1 Php 350,000 3 Php 1,200,000 12 To qualify for the monthly raffle draw, the client must: Maintain a minimum UITF ADB of PHP 100,000 for the month Submit accurate and complete UITF subscription documents Have no account restrictions, legal holds, or compliance flags Raffle draws shall be conducted on a monthly basis during the promo period. Each raffle draw shall cover the qualified Unit Investment Trust Fund (UITF) Average Daily Balance (ADB) accumulated during the immediately preceding calendar month. The raffle draws shall be conducted on the following dates: Raffle Raffle date Transaction coverage Prizes 1st e-raffle draw February 10, 2026 January 1-31, 2026 2 winners Apple iPad A16 2nd e-raffle draw March 10, 2026 February 1-28, 2026 2 winners Apple iPad A16 3rd e-raffle draw April 10, 2026 March 1-31, 2026 2 winners Apple iPad A16 4th e-raffle draw May 12, 2026 April 1-30, 2026 2 winners Apple iPad A16 5th e-raffle draw June 10, 2026 May 1-31, 2026 2 winners Apple iPad A16 6th e-raffle draw July 10, 2026 June 1-30, 2026 2 winners Apple iPad A16 7th e-raffle draw August 11, 2026 July 1-31, 2026 2 winners Apple iPad A16 8th e-raffle draw September 10, 2026 August 1-31, 2026 2 winners Apple iPad A16 9th e-raffle draw October 13, 2026 September 1-30, 2026 2 winners Apple iPad A16 10th e-raffle draw November 10, 2026 October 1-31, 2026 2 winners Apple iPad A16 11th e-raffle draw December 10, 2026 November 1-30, 2026 2 winners Apple iPad A16 12th e-raffle draw January 12, 2027 December 1-31, 2026 2 winners Apple iPad A16 Note: All draws will be held at the Bank of Commerce Head Office in Mandaluyong City (2pm to 4pm) For every monthly raffle draw, two (2) qualified UITF investors shall each win one (1) Apple iPad A16 model. A qualified UITF account holder and number may only win once per raffle draw. The raffle draw shall be conducted electronically and shall be witnessed by authorized employees of Bank of Commerce. Winners shall be notified through registered mail, email, and SMS, and shall likewise receive a phone call from their branch of account with instructions on how to claim the prize. To claim the prize, the raffle winner must personally proceed to the designated BankCom branch or office, present a valid government-issued photo identification, and fully accomplish and sign a Quitclaim and Waiver. All raffle prizes are non-transferable and non-convertible to cash. In the event that a prize is not claimed within sixty (60) calendar days from the winner’s receipt of the registered mail notification, the prize shall be forfeited in favor of BankCom. By participating in the promo, the UITF investor authorizes BankCom to disclose and publish his or her name and photo for promotional and publicity purposes, in accordance with the Data Privacy Act. The participant likewise agrees to hold Bank of Commerce, including its directors, officers, employees, agents, representatives, and successors-in-interest, free and harmless from any and all claims, liabilities, damages, or causes of action arising from or in connection with participation in the promo. Employees, directors, and stockholders of BankCom, as well as related party interests and their relatives up to the second degree of consanguinity or affinity, are disqualified from participating in the promo. This promo shall not be held in conjunction with any other ongoing BankCom promotion. All questions or disputes arising from the promo shall be resolved by BankCom, and any decision rendered shall be final, binding, and conclusive. By signing this Terms and Conditions and Enrollment Form, I/We fully understand the provisions governing this Program and voluntarily provide our information and join the Bank of Commerce “Invest & Win Rewards” program.