Promo Mechanics 20% OFF at DUTY FREE PHILIPPINES The promo is open to all Bank of Commerce Credit Card Cardholders. Qualified Cardholders are entitled to 20% discount on items labeled with CR and CX tags, with a minimum spend of USD200. The discount applies to a maximum of USD250 worth of qualified purchases per transaction. Items marked with D tags or designated as ad-promo are not qualified for the discount. The promo runs from June 1 to August 31, 2025. The promo is valid at the following Duty Free Philippines stores: Flagship store – Fiestamall, Ninoy Aquino Ave Parañaque Luxe Duty Free – Pacific Drive, SM Mall of Asia Complex, Pasay City NAIA Terminal 1 – NAIA Road, Parañaque City NAIA Terminal 2 – Andrews Ave, Pasay City NAIA Terminal 3 – Andrews Ave, Pasay City Only one valid Bank of Commerce Credit Card can be used per transaction and one card transaction per day shall be qualified for the Promo. The promo is subject to the Bureau of Customs regulations on Duty Free Philippines shopping privileges. The promo offer cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers. In the purchase of goods and services that have the promotional discount, the Senior Citizen and Person with Disability can avail of the promotional discount or the discount provided under the expanded Senior Citizens Act of 2010 or Magna Carta for Persons with Disability, whichever is higher, or applicable. In case of dispute related to the promo, the decision of Bank of Commerce and Duty Free shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by Bank of Commerce. Per DTI Fair Trade Permit No. FTEB 225544, Series of 2025