Shop Now Pay Later Promo Mechanics The Shop Now Pay Later “Promo” is from October 1, 2025 to December 31, 2025. The Promo is open to principal and supplementary cardholders whose Bank of Commerce Credit Cards are active and in good credit standing. The Promo allows the cardholders to purchase from Robinsons Department Store and pay in installments at 0% interest using their Bank of Commerce Credit Card. The first monthly installment due shall be billed to the cardholder on the fourth statement cycle from the date of the installment transaction. A minimum amount of PhP3,000 is required for 3-month term and PhP5,000 for 6-month term. Robinsons Department Store may assign a higher minimum installment amount to avail of the Promo. Robinsons Department Store has the sole discretion on the terms and items applicable for the Promo. The approved amount of the installment transaction shall be deducted from the cardholder’s credit limit. Straight charge transactions are not qualified. The cardholder may cancel the installment transaction by calling the BankCom Customer Care at (02) 8632-2265, or Domestic Toll-free numbers: (PLDT) 1-800-10-9826000 or (Globe Lines) 1-800-8-9826000. After processing of the cancellation request, the unbilled installment amortizations shall be accelerated and shall form part of the Total Amount Due together with the Installment Pre-Termination Fee of PHP1,000. Per DTI Fair Trade Permit No. FTEB-221587 Series of 2025