SM Appliance Center Anniversary Sale Promo Mechanics Promo Period is from November 3 to 30, 2023. BankCom Cardholders can get special discounts on select items at SM Appliance Center. Credit card straight and debit card transactions get up to 50% discount. Credit card 0% installment and 0% Buy Now Pay Later transactions get up to 40% discount. BankCom Credit Cardholders may avail 0% installment and 0% Buy Now Pay Later up to 12-month term. For Buy Now Pay Later, the first monthly amortization will be billed to the credit cardholder on the 4th statement cycle. The offer is not valid in conjunction with other discounts or promos. Per DTI Fair Trade Permit No. FTEB-175721 Series of 2023