Promo Mechanics SM Store 10.10 Sale The SM Store 10.10 Sale (“Promo”) is open to active and current Bank of Commerce Credit Cardholders (“Credit Cardholder”) and Debit Cardholders (“Debit Cardholder”). Credit and Debit Cardholders are entitled to get up to 10% discount at SM Store during the Promo. Minimum purchase amount of P5,000.00 (net of all applicable discounts) is required to get the discount for Credit and Debit Cardholders. The maximum discount amount is P650.00. Valid purchases are debit card, credit card straight-charged, 0% Installment and 0% Buy Now Pay Later transactions. For 0% Buy Now Pay Later, the first monthly amortization shall be billed to the Credit Cardholder on the fourth (4th) statement cycle after the transaction. All installment purchases are subject to the Terms and Conditions governing the issuance and use of Bank of Commerce Credit and Debit Cards, and all related provisions of Bank of Commerce’s 0% Installment program. All 0% Installment purchases are subject to Bank of Commerce’s approval and only valid if monthly dues are paid in full. In case of installment pre-termination, Bank of Commerce shall charge the availed discount amount to the Credit Cardholder’s account. The promo is valid on October 10, 2023 only, as approved by DTI-FTEB. Per DTI Fair Trade Permit No. FTEB-177429, Series of 2023