Bank of Commerce

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Customer Service:
(02) 8-632-BANK (2265)
Domestic Toll-Free Numbers:
1800-10-982-6000 (PLDT) 1800-8-982-6000 (Globe Lines)
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USD - PHP
BUY55.40
SELL55.80
Our innovative program to help Overseas Filipinos and their Families save money, manage remittances and invest for a brighter future.

Remittance Tracker

To check the status of Instapay and PESONet transfers via BankCom [Personal], simply enter the 14-digit reference code sent to you without dashes and spaces.
Eg. Transaction Reference Number: FTOB-20190927-000141 = enter 20190927000141

SAVE

SikapPinoy Savings Account

Inihahandog para sa mga Pinoy overseas workers at sa kanilang mga pamilya ang SikapPinoy OFW Account na may ATM Card*. Ito ang kabalikat ng bawat Pilipino tungo sa pag-asenso at pag-unlad ng kanilang buhay at ng kanilang minamahal.

Features:

  • Required initial deposit: None
  • Minimum maintaining ADB: None
  • Minimum ADB to earn interest: Php 5,000
  • Interest crediting: Monthly
  • With fixed interest rate
  • With Sikap Pinoy customized Debit Card
  • Account is available at PDOS centers
  • With account access via BankCom [Personal]
  • With access at any BancNet ATMs
  • With access to online payment and cashless shopping at any establishments globally
  • To open a SIKAPPINOY Account, download and fill-up the following forms:
    • Customer Information Sheet
    • Signature Card
    • Customer Education Conforme

REMIT - SikapPinoy International Remit

Credit to BankCom Account

OFWs can remit directly into their Bank of Commerce Philippine Peso accountĀ and US dollar account.

Cash Pick-up at any BankCom Branches

Beneficiaries can claim their cash remittances from ourĀ overseas remittance partners at any of the BankCom branches. MoneyGram and Transfast-Worldwide Money Transfer are also available for pick-up at any of the Bank of Commerce branches.

Credit to Other Bank Account

OFWs can remit directly into their Philippine Peso account within 24Ā hours (banking days).

Cash Pick-up Anywhere

For remittance coursed through Bank of Commerce, the beneficiaries canĀ claim their cash remittances from any of the following outlets and branches:

  • Bank of Commerce branches
  • M. Lhuillier
  • Cebuana Lhuillier
  • LBC Express
  • Palawan Express
  • RD Pawnshop

Cash Door-to-Door

Cash remittance will be delivered to the beneficiary doorstep within 24 hours forĀ Metro Manila and within 48 to 72 hours for key Provincial areas.

E-Government Payments

Bank of Commerce is now accepting SSS, PhilHealth and Pag-IBIGĀ payments of OFWs thru our foreign Remittance Partners.

Western Union International Remittance Payout at BankCom Branches

Remittance Partners

Partners / Tie-Ups

  1. Global
    • New York Bay Philippines (Mastercard)
    • iRemit International
    • Prabhu Money Transfer
  2. Kingdom of Saudi Arabia
    • Bank AlJazira -Fawri
      King Abdul Aziz Street,
      P.O. Box 6277, Jeddah, KSA
      +966-11-5623464 Ext. 8
      fawri.cs@baj.com.sa
      www.baj.com.sa
    • Arab National Bank
      Telemoney Division – 3rd Flr Bait 7 Building,
      King Faisal Street Muraba District, Riyadh, KSA
      +966-1-4029000 Ext. 3601 & 3347
      tmccu@anb.com.sa
    • Bank AlBilad-Enjaz
      8229 Al Mutamarat , Unit 2, Riyadh 3952-12711
      Kingdom of Saudi Arabia
      011-4798888 / Worldwide Phone – 00966-14798888
      www.bankalbilad.com
  3. United Arab Emirates
    • Al Ansari Exchange LLC
      Head Office – Level 7, Al AnsariĀ 
      Building, Dubai, UAE
      +971-600-54-6000
      info@alansari.ae
      www.alansariexchange.com
  4. Australia
    • Eastern and Allied Pty Ltd / REMOX
      56John Street,
      Cabramatta NSW 2166, Australia
      +61-2-97287928 / 61-2-97283581
      www.hhmt.com.au
  5. Canada
    • Family Express Canada Ltd.
      K1523 West BroadwayVancouver, British Columbia
      Canada, V6J 1W6
      +604-7328777
      info@familyexpress.ca
      www.familyexpress.ca
    • U Remit International
      Head Office – 4 Robert Speck Parkway Suite 1500,
      Mississauga, Toronto, Ontario, L4Z 1S1, Canada
      +1-905-4023222
      info@uremit.ca
      www.uremit.ca
  6. Asia
    • Pacific Ace Forex HK Ltd
      Wing On House Unit 2202-2203, 22/F 71 Des Voeux Road Central,
      Hongkong
      +852-25325800
      www.pacific-ace.com
    • Speed Money Transfer
      9/F Kinshicho City Building , 2-13-4, Kotobashi, Sumida-ku, Tokyo 130-0022
      +8180-4179-4111
      www.smtj.co.jp

Correspondent Banks

  1. America
    • Citibank, New York
      111 Wall Street, New York, NY
      www.citibank.com
    • Bank of New York Mellon
      1 Wall Street, New York, NY
      www.bnymellon.comĀ 
    • Standard Chartered Bank, New York
      300 Blvd. East Weehauken,
      NJ 07087, U.S.A.
      www.standardchartered.us
    • Wells Fargo, New York
      NY International Branch, 11 Penn
      Plaza, 4thĀ Floor New York, NY 10001
      www.wellsfargo.com
  2. Europe
    • Standard Chartered Bank, Germany
      1 Aldermanbury Square London EC2V 7SB
      www.standardchartered.de/en
    • Wells Fargo, London
      3 Bishopsgate, London EC2N 3AB United Kingdom
      www.wellsfargo.com
    • Union Bank of Switzerland
      P.O. Box, CH-8098 Zuerich Switzerland
      www.ubs.com/ch/en
  3. Asia
    • Kookmin Bank
      84 Namdaemun-ro, Jung-gu Seoul, South Korea
      www.kbstar.com
    • Wells Fargo, Tokyo
      Yamato International Bldg., 8F 2-1-3
      Hirodome-Cho Nihonbashi Chuo-Ku, Tokyo, Japan
      www.wellsfargo.com
    • Standard Chartered Bank, Tokyo
      21st Floor Sanno Park Tower 2-11-1
      Nagatacho, Chiyoda-ku Tokyo 100-6155 Japan
      www.standardchartered.co.jp/en

Fees and Charges

Incoming Remittances Service Charge/Commission Documentary Stamp Tax PhilPaSSplus Processing Fee
Foreign
Credit to Dollar Account USD7.50 n/a n/a
Credit to Peso Account PHP350.00 PHP0.60 for every PHP200.00 or a fraction thereof n/a
Remittances from tie-up Charges vary depending on the service agreement with remittance partner
Domestic
PDDTS credit to USD Account USD5.00 N.A. N.A.
GSRT credit to USD Account USD5.00 N.A. N.A.
PDDTS and GSRT credit to Peso Account PHP350.00 PHP0.60 for every PHP200.00 or a fraction thereof N.A.
EPCS PHP0.00 N.A. N.A.
RTGS PHP150.00 N.A. N.A.

 

Ā Outgoing Remittances Service Charge/Commission Documentary Stamp Tax PhilPaSSplus Processing Fee
Foreign
Debit from Peso Account USD5.00 PHP0.60 for every PHP200.00 or a fraction thereof USD11.50
Debit from FCDU Account USD5.00 N.A. USD11.50
Domestic
RTGS Service Charge PHP150.00; Commission PHP100.00 PHP3.00 PHP575.00
EPCS PHP100.00 PHP3.00 N.A.
PDDTS debit from USD Account USD5.00 N.A. USD11.50
PDDTS debit from Peso Account USD5.00 PHP3.00 USD11.50

E-Government Payment Partners

Bank of Commerce accepts SSS, PhilHealth and Pag-IBIG payments of OFWs through our foreign Remittance Partners.

For OFWs in Kingdom of Saudi Arabia

E-Government FAQs links

  1. SSS (https://www.sss.gov.ph/sss/appmanager/pages.jsp?page=faqsmembership)
  2. Pag-IBIG (http://www.pagibigfund.gov.ph/faq.aspx)
  3. Philhealth (https://www.philhealth.gov.ph/)

Remittance FAQs

Remittance FAQs

Door-to-Door Area Coverage

Door to Door Area Coverage

REMIT - SikapPinoy Domestic Remit

Cash Pick-Up Services

For domestic remittance, the beneficiaries can claim their cash remittances from any of the following outlets and branches:

  • M. Lhuillier
  • Cebuana Lhuillier
  • LBC Express
  • Palawan Pawnshop
  • RD Pawnshop

INVEST

SikapPinoy Asenso Program

The Bank of Commerce SikapPinoy Asenso Program was developed to provide business franchising opportunities for qualified BankCom OFW account holders. Through the Bank’s partnership with U-Franchise (which has over 200 franchise brands) and Potato Corner, OFWs and their beneficiaries are able to apply for a franchise business from these two institutions easily.

In order to have access to the SikapPinoy Asenso Program, OFWs or their beneficiaries need to open a SikapPinoy Asenso Account. SikapPinoy Asenso comes with a Mastercard Debit Card that can be used at 20,000 BancNet ATMs nationwide, over 2 million Mastercard ATMs worldwide, and 38 million Mastercard-affiliated merchants worldwide. It has no initial deposit and no maintaining balance.

Sikap Pinoy Asenso has three (3) account classification types:
a. Saver – which is purely for savings
b. Express – allows the OFWs to directly pay for the franchise fee if the account holder already has enough funds
c. Access – allows OFWs to use the Bank’s loan facility to support his franchise fee payment.

General Requirements to open an account:

  1. A completely filled out application form
  2. Presentation of one (1) government ID.
  3. To open a Sikappinoy Account, download and fill-up the following forms:
    • Customer Information Sheet
    • Signature Card
    • Customer Education Conforme

For more information, inquiries about Sikap Pinoy Asenso, please email us at asenso@bankcom.com.ph

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  • Online Banking Account Info
Customer Service:
+63 (2) 8-632-2265
Domestic Toll-Free Numbers:
1800-10-982-6000 (PLDT) | 1800-8-982-6000 (Globe Lines)
Email:
customerservice@bankcom.com.ph
Facebook:
https://www.facebook.com/bankcomph
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Bank of Commerce is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph
Access BSP Online Buddy (BOB) through BSP’s official website (Webchat)
Send SMS to 021582277 for Globe subscribers
Or visit BSP’s Facebook page https://www.facebook.com/BangkoSentralngPilipinas

Bank of Commerce is a proud member of  

Deposits are insured by PDIC up to P1,000,000 per depositor

The corporate logo of San Miguel Corporation is a registered trademark of San Miguel Corporation, and is used under license.

Copyright 2011 Bank of Commerce. All rights reserved.
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